Story County property record for 2027 Michael Ln, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,273 sqft · built 2000 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $730,000 (Feb 2021) |
| Tax Bill | $12,366 (2025) |
| Deeds & Mortgages | Jun 2013 Mortgage Nov 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-13-400-020 |
| Primary APN | 05-13-400-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| 1st Floor Area | 2,273 sqft |
| Basement Area | 2,273 sqft |
| Finished Basement | 1,825 sqft |
| Unfinished Basement | 673 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Sound System | Sound System |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 136,343 sqft (3.13 acres) |
| Garage Type | Attached |
| Garage Area | 1,097 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 157 sqft |
| Deck Area | 48 sqft |
| Patio Area | 219 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2027 MICHAEL LN |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | COUNTRY ESTATES SD 5TH ADD LOT:28 |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 13 |
| Legal Subdivision | COUNTRY ESTATES SD 5TH ADD |
| Legal Lot Number | 28 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 101 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 318 N COVE RD, HUDSON, WI 54016-8034 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 28, 2013 | Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IOWA |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK |
| Mar 19, 2015 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Oct 20, 2017 | Deed of Trust, Mortgage BANKERS TRUST COMPANY NA |
| Jul 2, 2012 | Deed of Trust, Mortgage · Conventional Mortgage AMES COMMUNITY BANK |
| Oct 20, 2017 | Deed of Trust, Mortgage BANKERS TRUST COMPANY NA |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK |
| Aug 23, 2013 | Warranty Deed, Transfer · Line of Credit FIRST AMERICAN BANK |
| Jul 21, 2008 | Trustee's Deed, Foreclosure · Conventional Mortgage AMES COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Document Number | 20211756 |
| Prior Transfer Date | Jul 18, 2008 |
| Prior Transfer Doc | 0000008186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201300007587 |
|---|---|
| Date | Jun 28, 2013 |
| Instrument | 2013-00007587 |
| Name | VISIONBANK OF IOWA |
|---|---|
| Address | BOONE, IA 50036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202013758 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-13758 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 14, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201500002222 |
|---|---|
| Date | Mar 19, 2015 |
| Instrument | 2015-00002222 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201710734 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-10734 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 15, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201200007153 |
|---|---|
| Date | Jul 2, 2012 |
| Instrument | 2012-00007153 |
| Name | AMES COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BOONE, IA 50036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201710734 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-10734 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 15, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202013758 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-13758 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 14, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 23, 2013 |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Document Number | 201300010309 |
| Instrument Date | Aug 13, 2013 |
| Instrument | 2013-00010309 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Investor | Possibly a Property Investor |
| Document Number | 201300010311 |
|---|---|
| Date | Aug 23, 2013 |
| Instrument | 2013-00010311 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 201300010310 |
|---|---|
| Date | Aug 23, 2013 |
| Instrument | 2013-00010310 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 21, 2008 |
| Property Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Document Number | 200800008186 |
| Instrument Date | Jul 18, 2008 |
| Instrument | 2008-00008186 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,063.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2027 MICHAEL LN, AMES, IA 50010-9479 |
| Investor | Possibly a Property Investor |
| Document Number | 200800008188 |
|---|---|
| Date | Jul 21, 2008 |
| Instrument | 2008-00008188 |
| Name | AMES COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2038 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,366.00 (+13.06%) | $950,800 (+16.21%) Land $268,400 Building $682,400 | $950,800 (+16.21%) Land $268,400 Building $682,400 |
| 2024 | $10,938.00 (+2.72%) | ||
| 2023 | $818,200 Land $239,000 Building $579,200 | $818,200 Land $239,000 Building $579,200 | |
| 2022 | $10,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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