Clinton County property record for 20775 Emerald Rd, Carlyle, IL 62231
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,413 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-09-400-012 |
| Primary APN | 03-03-09-400-012 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 217,800 sqft (5 acres) |
| Street Address | 20775 EMERALD RD |
|---|---|
| City | CARLYLE |
| State | IL |
| Zip | 62231-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 9 TWP 3N RNG 2W PT SW SE SE & PT SE SW SE 5.00A |
| Legal Range | 02W |
| Legal Township | 03N |
| Legal Section | 09 |
| Jurisdiction | CLINTON IL |
| Township / Civil Division | IRISHTOWN |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 900404 |
20775 Emerald Rd is owned and occupied by an individual.
Source: Clinton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20775 EMERALD RD, CARLYLE, IL 62231-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jul 8, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK CARLYLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 20775 EMERALD RD, CARLYLE, IL 62231-5420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004688 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021R04688 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2061 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 20775 EMERALD RD, CARLYLE, IL 62231-5420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004360 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021R04360 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2061 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 20775 EMERALD RD, CARLYLE, IL 62231-5420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004240 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021R04240 |
| Name | FIRST NATIONAL BANK CARLYLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 20775 Emerald Rd was $6,413, up 8.3% from the year before.
Source: Clinton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clinton County |
| County Subdivision | Irishtown Township |
| Unified School District | Carlyle Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,413.00 (+8.29%) Homeowner's exemption | $122,050 Land $11,700 Building $110,350 | $366,150 Land $35,100 Building $331,050 |
| 2024 | $5,922.00 | ||
| 2022 | $6,149.00 (+77.2%) | $111,010 (+92.13%) Land $10,580 Building $100,430 | $333,030 (+92.13%) Land $31,740 Building $301,290 |
| 2021 | $3,470.00 | $57,780 Land $9,890 Building $47,890 | $173,340 Land $29,670 Building $143,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20775 Emerald Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20775 Emerald Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Frontier DSL | 10 / 1 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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