Clinton County property record for 20504 Emerald Rd, Carlyle, IL 62231
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,729 sqft · built 2003 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,500 (Feb 2023) |
| Tax Bill | $4,924 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-11-100-005 |
| Primary APN | 03-03-11-100-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 2,964 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20504 EMERALD RD |
|---|---|
| City | CARLYLE |
| State | IL |
| Zip | 62231-5406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 21 |
| Legal Description | SECTION 11 TOWNSHIP 3N RANGE 2W PT SW SW NW 1.55A |
| Legal Range | 02W |
| Legal Township | 03N |
| Legal Section | 11 |
| Jurisdiction | CLINTON IL |
| Township / Civil Division | IRISHTOWN |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 900404 |
20504 Emerald Rd is owned by two individuals who bought it in February 2023.
Source: Clinton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 ADDYSTON PLACE CT, WENTZVILLE, MO 63385-3152 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on File |
| Deed Sale | Feb 13, 2023 · Amount on File |
| Deed Document Number | 2023542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON IL |
| Recording Date | Feb 13, 2023 |
| Property Address | 20504 EMERALD RD, CARLYLE, IL 62231-5406 |
| Document Number | 0000000542 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023R00542 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2435 DUNHEATH LN, DARDENNE PRAIRIE, MO 63368-7230 |
| Document Number | 0000000543 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023R00543 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
The 2025 property tax bill for 20504 Emerald Rd was $4,924, up 7.7% from the year before.
Source: Clinton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clinton County |
| County Subdivision | Irishtown Township |
| Unified School District | Carlyle Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,924.00 (+7.72%) | $89,240 Land $9,780 Building $79,460 | $267,720 Land $29,340 Building $238,380 |
| 2024 | $4,571.00 | ||
| 2022 | $3,455.00 (+5.08%) | $65,000 (+7.01%) Land $6,670 Building $58,330 | $195,000 (+7.01%) Land $20,010 Building $174,990 |
| 2021 | $3,288.00 | $60,740 Land $6,230 Building $54,510 | $182,220 Land $18,690 Building $163,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20504 Emerald Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20504 Emerald Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Frontier DSL | 115 / 7 |
May also be available: T-Mobile, Wisper ISP.
5G (outdoors only) and 4G LTE
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