20775 E 45th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 20775 E 45th St S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,061 sqft · built 2006
Lot Size	0.192 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Oct 2018)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001445-001008-000000`

Property Details

APN / Parcel Number

Primary APN	`001445-001008-000000`
Alternative APNs	`730074054` `0074054` `74054`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	2,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74054
Street Address	20775 E 45TH ST S
City	BROKEN ARROW
State	OK
Zip	74014-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW BEDFORD II LOT 8 BLOCK 1
Legal Range	15E
Legal Township	19N
Legal Section	30
Legal Subdivision	NEW BEDFORD II
Legal Block	1
Legal Lot Number	8
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	3
Census Block	3012
Census Tract	30406

Owner

20775 E 45th St S is owned and occupied by two individuals who bought it in October 2018.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20775 E 45TH ST S, BROKEN ARROW, OK 74014-8742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Oct 10, 2006 · Amount on File
Deed Document Number	201813030
Deed Book / Page	2462 / 600
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	20775 E 45TH ST S, BROKEN ARROW, OK 74014-8742
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008632
Date	Jun 24, 2020
Book Page	2590/0561
Instrument	2020-08632

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Oct 19, 2018
Property Address	20775 E 45TH ST S, BROKEN ARROW, OK 74014-8742
Document Number	0000013030
Book / Page	2462 / 0600
Instrument Date	Oct 13, 2018
Instrument	2018-13030
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NATIONS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20775 E 45TH ST S, BROKEN ARROW, OK 74014-8742

Mortgage

Document Number	0000013031
Date	Oct 19, 2018
Book Page	2462/0602
Instrument	2018-13031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20775 E 45th St S was $2,950.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,054 (+5%) Land $4,148 Building $26,906	$277,271 (-7.71%) Land $37,037 Building $240,234
2025	$2,950.00	$29,576 Land $3,951 Building $25,625	$300,445 Land $39,000 Building $261,445
2023	$2,650.00 (+4%)	$26,827 (+5.01%) Land $3,629 Building $23,198	$282,086 (+11.42%) Land $39,000 Building $243,086
2022	$2,548.00	$25,548 Land $3,430 Building $22,118	$253,171 Land $39,000 Building $214,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20775 E 45th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20775 E 45th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #4 serves 37,658 people · EPA ID OK1021529
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E 45th St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures