20765 E 103rd St N, Claremore, OK 74019 Property Records

Rogers County property record for 20765 E 103rd St N, Claremore, OK 74019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,764 sqft · built 2018
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 2020)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21N15E-18-1-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`21N15E-18-1-00000-000-0000`
Alternative APNs	`0082458` `82458`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,764 sqft Living Area
Gross Area	2,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Attached
Garage Area	540 sqft
Porch	Slab
Porch Area	635 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82458
Street Address	20765 E 103RD ST N
City	CLAREMORE
State	OK
Zip	74019-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 213' E 671.62' OF S/2 NE/4 NE/4
Legal Range	15E
Legal Township	21N
Legal Section	18
Legal Subdivision	21N-15E
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2009
Census Tract	50405

Owner

20765 E 103rd St N is owned and occupied by two individuals who bought it in December 2020.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20765 E 103RD ST N, CLAREMORE, OK 74019-5826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA
Dec 21, 2017	Grant Deed, Mortgage · Conventional Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	202019942
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Nov 8, 2018
Property Address	20765 E 103RD ST N, CLAREMORE, OK 74019-5826
Document Number	0000016330
Instrument Date	Oct 7, 2018
Instrument	16330
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20765 E 103RD ST N #N CLAREMORE OK 740195826, N, CLAREMORE, OK 74019-5826

Mortgage

Document Number	16331
Date	Nov 8, 2018
Instrument	16331

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ROGERS OK
Recording Date	Dec 21, 2017
Property Address	20765 E 103RD ST N, CLAREMORE, OK 74019-5826
Document Number	0026820099
Book / Page	002682 / 000099
Instrument Date	Dec 14, 2017
Instrument	19606
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transaction

Amount	Amount on Record
Tax	$0.93
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20815 E 103RD ST N CRAREMORE OK 74015, CRAREMORE, OK 74015

Mortgage

Document Number	26820101
Date	Dec 21, 2017
Book Page	002682/000101
Instrument	19607

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20765 E 103rd St N was $6,199 with a homeowner's exemption, down 5.6% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,935 (+1.59%) Land $6,148 Building $52,787	$535,781 (+1.59%) Land $55,895 Building $479,886
2025	$6,199.00 (-5.6%) Homeowner's exemption	$58,012 (-3.92%) Land $6,148 Building $51,864	$527,389 (-3.98%) Land $55,895 Building $471,494
2024	$6,567.00 (+5.29%) Homeowner's exemption	$60,379 (+3%) Land $6,148 Building $54,231	$549,229 (+0.52%) Land $55,895 Building $493,334
2023	$6,237.00 Homeowner's exemption	$58,621 Land $13,659 Building $44,962	$546,406 Land $124,176 Building $422,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20765 E 103rd St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20765 E 103rd St N is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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