20581 E 103rd St N, Claremore, OK 74019 Property Records

Rogers County property record for 20581 E 103rd St N, Claremore, OK 74019

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,651 sqft · built 2006
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Trust Names on File
Last Sale	$1,075,000 (Oct 2025)
Tax Bill	$10,957 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21N15E-18-1-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`21N15E-18-1-00000-000-0000`
Alternative APNs	`0084184` `84184`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,651 sqft Living Area
1st Floor Area	3,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab
Porch Area	1,953 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	84184
Street Address	20581 E 103RD ST N
City	CLAREMORE
State	OK
Zip	74019-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 314.57' W 379.93' E 1250' S/2 NE/4 NE/4
Legal Range	15E
Legal Township	21N
Legal Section	18
Legal Subdivision	21N-15E
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2009
Census Tract	50405

Owner

20581 E 103rd St N is owner-occupied and held in a trust since October 2025.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF OWASSO
Oct 2, 2025	Warranty Deed, Transfer TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC
Apr 8, 2021	Deed, Transfer · Conventional Mortgage ARVEST BANK
Oct 16, 2019	Deed of Trust, Mortgage ARVEST MTG
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Document Number	202513842
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15802 E 107TH ST N, PAWHUSKA, OK 74056

Mortgage

Document Number	0000017984
Date	Dec 15, 2025
Instrument	2025-017984

Lender

Name	FIRST BANK OF OWASSO
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Oct 2, 2025
Property Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Document Number	0000013842
Instrument Date	Sep 30, 2025
Instrument	2025-013842
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Tax	$1,612.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 8, 2021
Property Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Document Number	0000006443
Instrument Date	Mar 10, 2021
Instrument	2021-006443
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743

Mortgage

Document Number	0000006444
Date	Apr 8, 2021
Instrument	2021-006444

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Document Number	0000014946
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20581 E 103RD ST N CLAREMORE OK 740195743, CLAREMORE, OK 74019-5743

Mortgage

Document Number	0000014946
Date	Oct 21, 2019
Instrument	14946

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROGERS OK
Recording Date	Oct 15, 2019
Property Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Document Number	0000014078
Instrument Date	Sep 13, 2019
Instrument	14078
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20581 E 103RD ST N CLAREMORE OK 740195743, CLAREMORE, OK 74019-5743

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROGERS OK
Recording Date	Oct 15, 2019
Property Address	20581 E 103RD ST N, CLAREMORE, OK 74019-5743
Document Number	0000014079
Instrument Date	Sep 13, 2019
Instrument	14079
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20581 E 103RD ST N CLAREMORE OK 740195743, CLAREMORE, OK 74019-5743

Tax Assessment & Valuation

The 2025 property tax bill for 20581 E 103rd St N was $10,957 with a homeowner's exemption, down 4.5% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,337 (+16.18%) Land $5,060 Building $113,277	$1,075,791 (+16.18%) Land $46,000 Building $1,029,791
2025	$10,957.00 (-4.46%) Homeowner's exemption	$101,857 (-2.81%) Land $4,967 Building $96,890	$925,972 (-4.14%) Land $45,151 Building $880,821
2024	$11,469.00 (+5.28%) Homeowner's exemption	$104,802 (+3%) Land $4,967 Building $99,835	$965,959 (+4.43%) Land $45,151 Building $920,808
2023	$10,894.00 Homeowner's exemption	$101,750 Land $7,027 Building $94,723	$925,000 Land $63,880 Building $861,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20581 E 103rd St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20581 E 103rd St N is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 103rd St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures