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20761 Union St, Wildomar, CA 92595 Property Records

Riverside County property record for 20761 Union St, Wildomar, CA 92595

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,784 sqft · built 2003
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$364,000 (Sep 2003)
Tax Bill$5,546 (2025)
Deeds & MortgagesFeb 2026 Reverse Mortgage
Mar 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN368-300-018

Property Details

APN / Parcel Number

Primary APN368-300-018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,784 sqft Living Area
Gross Area3,966 sqft
1st Floor Area2,784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialTile
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area911 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address20761 UNION ST
CityWILDOMAR
StateCA
Zip92595-7727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description.50 ACRES M/L IN LOT 18 MB 323/003 TR 29400
Legal Subdivision323M03-4
Legal Tract29400
Legal Lot Number18
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2003
Census Tract43271

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20761 UNION ST, WILDOMAR, CA 92595-7727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Reverse Mortgage
TRADITIONAL MORTGAGE ACCEPTANCE CORP
Mar 8, 2024Deed of Trust, Mortgage · Reverse Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2003 · Amount on Record
Deed SaleSep 19, 2003 · Amount on Record
Deed Document Number2003734205
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20761 UNION ST, WILDOMAR, CA 92595-7727
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20761 UNION ST, WILDOMAR, CA 92595-7727

Mortgage

Document Number0000054112
DateFeb 23, 2026
Instrument2026-0054112
Lender
NameTRADITIONAL MORTGAGE ACCEPTANCE CORP
TypeSubprime Lender
AddressBELLEVUE, WA 98004
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20761 UNION ST, WILDOMAR, CA 92595-7727
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20761 UNION ST, WILDOMAR, CA 92595-7727

Mortgage

Document Number0000064609
DateMar 8, 2024
Instrument2024-0064609
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.99%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.9%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityWildomar City
Unified School DistrictLake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,851 (+2%) Land $137,756 Building $390,095
2025$5,546.00 (+6.06%) Homeowner's exemption$517,502 (+4.04%) Land $135,055 Building $382,447
2023$5,229.00 (+1.71%) Homeowner's exemption$497,409 Land $129,811 Building $367,598
2022$5,141.00
2021$729,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSINORE VALLEY MWD
serves 169,455 people · EPA ID CA3310012
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Accel Wireless
Fixed Wireless		100 / 25
T-Mobile
Fixed Wireless		100 / 20

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