Riverside County property record for 20735 Union St, Wildomar, CA 92595
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,304 sqft · built 2014 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage Dec 2019 Reverse Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 368-100-083 |
| Primary APN | 368-100-083 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 2,304 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 20735 UNION ST |
|---|---|
| City | WILDOMAR |
| State | CA |
| Zip | 92595-7700 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR |
| Legal Description | .55 ACRES NET IN PAR 1 PM 243/044 PM 36653 |
| Legal Subdivision | BLOCKS K,L & M ELSINORE |
| Legal Block | K |
| Legal Lot Number | 15 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 43271 |
20735 Union St, a mobile home, is owned by a company that acquired it in August 2025.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Dec 18, 2019 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Mar 13, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage HOME MTG FIN |
| Nov 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Nov 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 15, 2017 | Quit Claim Deed, Transfer STEWART TITLE |
| Sep 15, 2017 | Quit Claim Deed, Transfer STEWART TITLE |
| Sep 15, 2017 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0000248911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000611724 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-0611724 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.84% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000522957 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-0522957 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 928 Months |
| Due | Apr 13, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000522958 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
| Document Number | 0000522958 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 522958 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 13, 2018 |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000094230 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 94230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
| Document Number | 94231 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 94231 |
| Name | HOME MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000486255 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
| Document Number | 0000486255 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 486255 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 19, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000486256 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
| Document Number | 0000486256 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 486256 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000382937 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 382937 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000382938 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 382938 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 20735 UNION ST, WILDOMAR, CA 92595-7700 |
| Document Number | 0000382936 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 382936 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20735 UNION ST WILDOMAR CA 925957700, WILDOMAR, CA 92595-7700 |
The 2025 property tax bill for 20735 Union St was $3,750.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Wildomar City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,752 (+2%) Land $78,630 Building $201,122 | ||
| 2025 | $3,750.00 Homeowner's exemption | $274,268 Land $77,089 Building $197,179 | |
| 2023 | $3,515.00 (+4.18%) Homeowner's exemption | $263,620 Land $74,097 Building $189,523 | |
| 2022 | $3,374.00 | ||
| 2021 | $437,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20735 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20735 Union St is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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