2076 S Thomas Dr, Ozark, MO 65721 Property Records

Christian County property record for 2076 S Thomas Dr, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 2017
Lot Size	0.315 acres (13,764 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-36-2-7-12`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-36-2-7-12`
Alternative APN	`11-0.7-36-002-007-012.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,536 sqft
1st Floor Area	1,536 sqft
Fireplace	Prefabricated

Exterior

Year Built	Built 2017
Exterior Material	Brick/Wood
Lot Area	13,764 sqft (0.315 acres)
Lot Dimensions	124 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Street Address	2076 S THOMAS DR
City	OZARK
State	MO
Zip	65721-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 LAUREL HILLS PH 2 ( SB-190 APPROVED APPLICANT )
Legal Range	21
Legal Township	27
Legal Section	36
Legal Subdivision	LAUREL HILLS
Legal Phase	2
Legal Lot Number	60
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	4
Census Block	4005
Census Tract	20303

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2076 S THOMAS DR, OZARK, MO 65721-5449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 22, 2019	Deed of Trust, Mortgage QUICKEN LNS
Aug 7, 2018	Warranty Deed, Transfer PAMELA J & ROBERT D CAPEL
Aug 3, 2018	Deed of Trust, Mortgage PAMELA J CAPEL
Oct 5, 2017	Warranty Deed, Transfer · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018
Deed Sale	Aug 7, 2018
Prior Sale	Oct 5, 2017
Deed Document Number	2018010326
Deed Book / Page	2018 / 010326
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2076 S THOMAS DR, OZARK, MO 65721-5449
Document Number	0202007777
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2076 S THOMAS DR OZARK MO 657215449, OZARK, MO 65721-5449

Mortgage

Document Number	0202007777
Date	Jun 1, 2020
Book Page	002020/007777
Instrument	7850

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 31, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2076 S THOMAS DR, OZARK, MO 65721-5449
Document Number	0201909470
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2076 S THOMAS DR OZARK MO 657215449, OZARK, MO 65721-5449

Mortgage

Document Number	0201909470
Date	Jul 26, 2019
Book Page	002019/009470
Instrument	9567

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 7, 2018
Property Address	2076 S THOMAS DR, OZARK, MO 65721-5449
Document Number	0201810326
Book / Page	002018 / 010326
Instrument Date	Aug 3, 2018
Instrument	10438
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2076 S THOMAS DR OZARK MO 657215449, OZARK, MO 65721-5449

Mortgage

Document Number	201810327
Date	Aug 7, 2018
Book Page	002018/010327
Instrument	10439

Lender

Name	PAMELA J & ROBERT D CAPEL
Address	480 STARGRASS RD, OZARK, MO 65721-7760

Agreement

Amount	Amount Recorded

Interest

Rate	6%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2076 S THOMAS DR, OZARK, MO 65721-5449
Document Number	0201812094
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2076 S THOMAS DR OZARK MO 657215449, OZARK, MO 65721-5449

Mortgage

Document Number	0201812094
Date	Sep 12, 2018
Book Page	002018/012094
Instrument	12228

Lender

Name	PAMELA J CAPEL
Address	480 STARGRASS RD, OZARK, MO 65721-7760

Agreement

Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 5, 2017
Property Address	2076 S THOMAS DR, OZARK, MO 65721-5449
Document Number	0201713089
Book / Page	2017 / 13089
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 S THOMAS DR, OZARK, MO 65721-5449

Mortgage

Document Number	2017L13231
Date	Oct 5, 2017
Instrument	2017L13231

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$37,870 (+5.46%)	$199,300 (+5.45%) Land $40,000 Building $159,300
2023	$35,910	$189,000 Land $35,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
WON Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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