Chesapeake City property record for 2076 Cedar Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,385 sqft · built 2021 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $459,900 (Dec 2021) |
| Tax Bill | $5,162 (2025) |
| Deeds & Mortgages | Feb 2008 Mortgage Jan 2007 Mortgage + 4 more |
| APN | 0450000000320 |
| Primary APN | 0450000000320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| 1st Floor Area | 933 sqft |
| Attic | Attic |
| Attic Area | 140 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 1,180 sqft |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2076 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15: RESID |
| Legal Description | PT TR 29 LAMSON FM .8 AC |
| Legal Subdivision | CEDAR ROAD ONE, TWO / MILLVILLE RD |
| Legal Tract | 29 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21305 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2008 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GRO |
| Jan 8, 2007 | Deed of Trust, Mortgage · ARM THE LENDING CONNECTION IN |
| Dec 13, 2021 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Mar 16, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 24, 2020 | Intrafamily Transfer, Transfer |
| Jan 17, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Mar 16, 2021 · Amount on Record |
| Deed Document Number | 202155197 |
| Deed Book / Page | 10494 / 56 |
| Prior Transfer Date | Aug 19, 2020 |
| Prior Transfer Doc | 010205/941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007385/701 |
|---|---|
| Date | Feb 20, 2008 |
| Book Page | 7385/701 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006900/791 |
|---|---|
| Date | Jan 8, 2007 |
| Book Page | 6900/791 |
| Name | THE LENDING CONNECTION IN |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 13, 2021 |
| Property Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 0010494/56 |
| Book / Page | 10494 / 56 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 210055197 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 0210055198 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 210055198 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 16, 2021 |
| Property Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 10332/1286 |
| Book / Page | 10332 / 1286 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 210012181 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 INNOVATION DR STE 103, 103, CHESAPEAKE, VA 23320-3863 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 24, 2020 |
| Property Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 010205/941 |
| Book / Page | 10205 / 941 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 200029370 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 17, 2018 |
| Property Address | 2076 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 09874/1717 |
| Book / Page | 9874 / 1717 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 180001254 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,100 (+6.26%) Land $195,000 Building $348,100 | $543,100 (+6.26%) Land $195,000 Building $348,100 | |
| 2025 | $5,162.00 (+2.3%) | $511,100 (+10.2%) Land $175,000 Building $336,100 | $511,100 (+10.2%) Land $175,000 Building $336,100 |
| 2024 | $5,046.00 (+223.67%) | ||
| 2023 | $463,800 (+14.18%) Land $130,000 Building $333,800 | $463,800 (+14.18%) Land $130,000 Building $333,800 | |
| 2022 | $406,200 Land $115,000 Building $291,200 | $406,200 Land $115,000 Building $291,200 | |
| 2019 | $1,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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