Chesapeake City property record for 2052 Cedar Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,489 sqft · built 1955 |
| Lot Size | 0.746 acres (32,496 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,656 (Mar 2026) |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | Dec 2009 Mortgage Feb 2008 Mortgage + 2 more |
| APN | 0450000000300 |
| Primary APN | 0450000000300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,489 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 538 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,496 sqft (0.746 acres) |
| Lot Dimensions | 415 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 55 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 55 sqft |
| Lean-To | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2052 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15: RESID |
| Legal Description | SURVEY OF P M DREBOT JR PROP |
| Legal Subdivision | CEDAR ROAD ONE, TWO / MILLVILLE RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21305 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2052 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 28, 2009 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Feb 29, 2008 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 30, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Oct 27, 2014 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2014 · Amount on Record |
| Deed Document Number | 20267757 |
| Deed Book / Page | 10960 / 1646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2052 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008015/583 |
|---|---|
| Date | Dec 28, 2009 |
| Book Page | 8015/583 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2052 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007397/208 |
|---|---|
| Date | Feb 29, 2008 |
| Book Page | 7397/208 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 30, 2026 |
| Property Address | 2052 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 10960/1646 |
| Book / Page | 10960 / 1646 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 260007757 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | RW TOWNE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2052 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 0260007758 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 260007758 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 27, 2014 |
| Property Address | 2052 CEDAR RD, CHESAPEAKE, VA 23323-6629 |
| Document Number | 09442/1497 |
| Book / Page | 9442 / 1497 |
| Instrument Date | Oct 23, 2014 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0094421501 |
|---|---|
| Date | Oct 27, 2014 |
| Instrument | 9442/1501 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 09442/1513 |
|---|---|
| Date | Oct 27, 2014 |
| Book Page | 9442/1513 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,600 (+6.97%) Land $195,000 Building $122,600 | $317,600 (+6.97%) Land $195,000 Building $122,600 | |
| 2025 | $2,999.00 (+4.75%) | $296,900 (+18.76%) Land $175,000 Building $121,900 | $296,900 (+18.76%) Land $175,000 Building $121,900 |
| 2024 | $2,863.00 (+57.14%) | ||
| 2023 | $250,000 (+12.31%) Land $130,000 Building $120,000 | $250,000 (+12.31%) Land $130,000 Building $120,000 | |
| 2022 | $222,600 Land $115,000 Building $107,600 | $222,600 Land $115,000 Building $107,600 | |
| 2019 | $1,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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