2075 Gary Ln, Geneva, IL 60134 Property Records

Kane County property record for 2075 Gary Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1977
Lot Size0.255 acres (11,117 sqft)
Owner2 Individual Names on Record
Last Sale$154,000 (Sep 2000)
Tax Bill$5,481 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-09-126-008

Property Details

APN / Parcel Number

Primary APN12-09-126-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,824 sqft
1st Floor Area912 sqft
Basement Area912 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area11,117 sqft (0.255 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2075 GARY LN
CityGENEVA
StateIL
Zip60134-2514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3
Legal Subdivision3 TCOS ADDN
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2056
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2075 GARY LN, GENEVA, IL 60134-2514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Aug 17, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2000 · Amount on Record
Deed SaleSep 1, 2000 · Amount on Record
Deed Document Number200070210
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2075 GARY LN, GENEVA, IL 60134-2514
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1921 W WILSON ST 290, 290, BATAVIA, IL 60510-3194

Mortgage

Document Number0000094296
DateDec 21, 2021
Instrument2021K094296
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term238 Months
DueOct 1, 2041

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2075 GARY LN, GENEVA, IL 60134-2514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045778
DateAug 17, 2020
Instrument2020K045778
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term254 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,481.00 (+8.43%) Homeowner's exemption Senior Citizen's exemption$91,900 (+8.5%) Land $33,713 Building $58,187$275,810 (+8.5%) Land $101,179 Building $174,631
2024$84,701 (+18.38%) Land $31,072 Building $53,629$254,205 (+18.43%) Land $93,253 Building $160,951
2022$5,055.00 (+12.83%) Homeowner's exemption$71,549 (+3.86%) Land $26,247 Building $45,302$214,647 (+3.86%) Land $78,741 Building $135,906
2021$4,480.00 Homeowner's exemption$68,890 Land $25,272 Building $43,618$206,670 Land $75,816 Building $130,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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