1963 Gary Ln, Geneva, IL 60134 Property Records

Kane County property record for 1963 Gary Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$57,000 (Jul 2021)
Tax Bill$12,368 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-09-127-026

Property Details

APN / Parcel Number

Primary APN12-09-127-026

Location & Zoning

Street Address1963 GARY LN
CityGENEVA
StateIL
Zip60134-2575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY LANE LT 3 PER TAX PAYER REQUEST 19DIV161 DATED 8/29/19
Legal SubdivisionGARY LANE
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2055
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address36W538 MICHAEL CT, SAINT CHARLES, IL 60175-6368
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO FINANCIAL SERVICES INC
Jul 15, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS
Dec 23, 2020Warranty Deed, Construction Loan · Line of Credit
WHEATON BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Deed Document Number202154390
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1963 GARY LN, GENEVA, IL 60134-2575
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039149
DateAug 2, 2022
Instrument2022K039149
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate5.12%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 15, 2021
Property Address1963 GARY LN, GENEVA, IL 60134-2575
Document Number0000054390
Instrument DateJun 24, 2021
Instrument2021K054390
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

AmountAmount Recorded
Tax$57.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 W 538 MICHAEL CT, SAINT CHARLES, IL 60173

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 23, 2020
Property Address1963 GARY LN, GENEVA, IL 60134-2575
Document Number0000080855
Instrument DateOct 15, 2020
Instrument80855
Transaction TypeConstruction Loan
Record UpdatedJan 13, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGARY LN GENEVA IL 60134, GENEVA, IL 60134

Mortgage

Document Number80856
DateDec 23, 2020
Instrument80856
Lender
NameWHEATON BK&TR
TypeBank
AddressWHEATON, IL 60187
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 22, 2021
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,368.00 (+90.54%)$171,243 (+8.5%) Land $45,374 Building $125,869$513,935 (+8.5%) Land $136,176 Building $377,758
2024$157,827 (+103%) Land $41,819 Building $116,008$473,670 (+103.08%) Land $125,507 Building $348,163
2022$6,491.00 (+126.32%)$77,747 (+128.59%) Land $35,325 Building $42,422$233,241 (+128.59%) Land $105,975 Building $127,266
2021$2,868.00$34,012 Land $34,012$102,036 Land $102,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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