Charleston County property record for 2075 Emerald Ter, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,548 sqft · built 1988 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jun 2018) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-09-00-107 |
| Primary APN | 562-09-00-107 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 2075 EMERALD TER |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BEAUMONT DESCRIPTION -LOT 37 |
| Legal Subdivision | BEAUMONT |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 4612 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2075 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 22, 2018 | Grant Deed, Transfer · Line of Credit TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Nov 1, 2000 · Amount on Record |
| Deed Book / Page | 728 / 234 |
| Prior Transfer Date | Aug 27, 2003 |
| Prior Transfer Doc | 0558/0799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2075 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0885/0155 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2075 EMERALD TER MOUNT PLEASANT SC 294649026, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0885/0155 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 000885/000155 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 22, 2018 |
| Property Address | 2075 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0728/0234 |
| Book / Page | 000728 / 000234 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2075 EMERALD TER MOUNT PLEASANT SC 294649026, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 728/0236 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 000728/000236 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 728/0235, |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 000728/000235 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2048 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (+13.26%) | $253,000 (+3,620.59%) Land $46,000 Building $207,000 | $423,100 (+92.32%) Land $80,000 Building $343,100 |
| 2024 | $837.00 (+14.03%) | $6,800 (-) | |
| 2022 | $734.00 | $6,800 | $220,000 (-) Land $40,000 Building $180,000 |
| 2020 | $220,000 Land $40,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 40 (1989–2024) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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