Charleston County property record for 2072 Emerald Ter, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,548 sqft · built 1988 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2023) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-09-00-049 |
| Primary APN | 562-09-00-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 61 ft deep x 24 ft wide |
| Heating System | Heat Pump |
|---|
| Street Address | 2072 EMERALD TER |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BEAUMONT DESCRIPTION -LOT 60 |
| Legal Subdivision | BEAUMONT |
| Legal Lot Number | 60 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 4612 |
2072 Emerald Ter is owned and occupied by two individuals who bought it in October 2023.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2072 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jan 28, 2021 | Grant Deed, Transfer · VA Mortgage ARMED FORCES BK |
| Jun 12, 2018 | Grant Deed, Transfer · Conventional Mortgage PLAZA HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Jan 28, 2021 · Amount on File |
| Deed Book / Page | 1210 / 688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 30, 2023 |
| Property Address | 2072 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0012100688 |
| Book / Page | 1210 / 688 |
| Map Reference | MB EB PG 105 |
| Instrument Date | Oct 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2072 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0001210689 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 1210/689 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 28, 2021 |
| Property Address | 2072 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0955/0433 |
| Book / Page | 000955 / 000433 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2072 EMERALD TER MOUNT PLEASANT SC 294649026, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 955/0434 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 000955/000434 |
| Name | ARMED FORCES BK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 12, 2018 |
| Property Address | 2072 EMERALD TER, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 0725/0007 |
| Book / Page | 000725 / 000007 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2072 EMERALD TER MOUNT PLEASANT SC 294649026, MOUNT PLEASANT, SC 29464-9026 |
| Document Number | 725/0008 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 000725/000008 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2048 |
The 2025 property tax bill for 2072 Emerald Ter was $1,748, down 0.9% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (-0.91%) | $430,000 (+2,4%) Land $80,000 Building $350,000 | $430,000 Land $80,000 Building $350,000 |
| 2024 | $1,764.00 | $17,200 | |
| 2022 | $4,046.00 | $17,100 | $285,000 Land $60,000 Building $225,000 |
| 2020 | $430,000 Land $80,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2072 Emerald Ter in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 40 (1989–2024) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2072 Emerald Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures