20746 Rainmead Dr, Katy, TX 77449 Property Records

Harris County property record for 20746 Rainmead Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 2007
Lot Size	0.114 acres (4,953 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-072-004-0024`

Property Details

APN / Parcel Number

Primary APN	`127-072-004-0024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	1,158 sqft
Game Room	Game Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,953 sqft (0.114 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1270720040024
Street Address	20746 RAINMEAD DR
City	KATY
State	TX
Zip	77449-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 4 RAINTREE VILLAGE SEC 6
Legal Subdivision	RAINTREE VILLAGE SEC 6
Legal Block	4
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

20746 Rainmead Dr is owned and occupied by two individuals who acquired it in April 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20746 RAINMEAD DR, KATY, TX 77449-1833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Vendor's Lien, Transfer BETTER MORTGAGE CORPORATION
Mar 24, 2022	Warranty Deed, Transfer
Oct 23, 2019	Loan Modification, Mortgage MIDFIRST BK
Jun 1, 2018	Loan Modification, Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022
Deed Sale	Apr 7, 2022
Prior Sale	Feb 14, 2008 · Amount on File
Deed Document Number	2022185133
Prior Transfer Date	Jun 27, 2010
Prior Transfer Doc	0000274958
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 7, 2022
Property Address	20746 RAINMEAD DR, KATY, TX 77449-1833
Document Number	0000185133
Map Reference	MF 587057
Instrument Date	Mar 22, 2022
Instrument	2022-185133
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20746 RAINMEAD DR, KATY, TX 77449-1833

Mortgage

Document Number	0000191777
Date	Apr 7, 2022
Instrument	2022-191777

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 24, 2022
Property Address	20746 RAINMEAD DR, KATY, TX 77449-1833
Document Number	0000154952
Map Reference	MF 587057
Instrument Date	Mar 15, 2022
Instrument	2022-154952
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 GREENWICH ST, NEW YORK, NY 10007-2439
Investor	Possibly a Property Investor

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20746 RAINMEAD DR, KATY, TX 77449-1833
Document Number	0000535173
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20746 RAINMEAD DR KATY TX 774491833, KATY, TX 77449-1833

Mortgage

Document Number	0000535173
Date	Dec 4, 2019
Instrument	535173

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20746 RAINMEAD DR, KATY, TX 77449-1833
Document Number	0000283322
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20746 RAINMEAD DR KATY TX 774491833, KATY, TX 77449-1833

Mortgage

Document Number	0000283322
Date	Jun 25, 2018
Instrument	283322

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 20746 Rainmead Dr was $3,777 with a homeowner's exemption, down 2.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,228 (+1.46%) Land $52,473 Building $200,755	$253,228 (+1.46%) Land $52,473 Building $200,755
2025	$3,777.00 (-2.07%) Homeowner's exemption	$249,576 Land $52,473 Building $197,103	$249,576 Land $52,473 Building $197,103
2024	$3,857.00
2023		$308,385 Land $50,088 Building $258,297	$308,385 Land $50,088 Building $258,297
2020	$4,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20746 Rainmead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20746 Rainmead Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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