20739 Rainmead Dr, Katy, TX 77449 Property Records

Harris County property record for 20739 Rainmead Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 2012
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on File
Last Sale	$228,900 (May 2021)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-072-003-0018`

Property Details

APN / Parcel Number

Primary APN	`127-072-003-0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,750 sqft (0.109 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1270720030018
Street Address	20739 RAINMEAD DR
City	KATY
State	TX
Zip	77449-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 3 RAINTREE VILLAGE SEC 6
Legal Subdivision	RAINTREE VILLAGE SEC 6
Legal Block	3
Legal Lot Number	18
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	542305

Owner

20739 Rainmead Dr is owned and occupied by an individual who bought it in May 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20739 RAINMEAD DR, KATY, TX 77449-1834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Vendor's Lien, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
May 8, 2020	Deed of Trust, Mortgage AMCAP MTG
Apr 17, 2018	Warranty Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	2021253806
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	2021253806
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 10, 2021
Property Address	20739 RAINMEAD DR, KATY, TX 77449-1834
Document Number	2021253806
Map Reference	MF 587057
Instrument Date	May 7, 2021
Instrument	2021-253806
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	TEXANS LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20739 RAINMEAD DR, KATY, TX 77449-1834

Mortgage

Document Number	2021253807
Date	May 10, 2021
Instrument	2021-253807

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20739 RAINMEAD DR, KATY, TX 77449-1834
Document Number	0000203386
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	TEXAS AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20739 RAINMEAD DR KATY TX 774491834, KATY, TX 77449-1834

Mortgage

Document Number	0000203386
Date	May 14, 2020
Instrument	203386

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 17, 2018
Property Address	20739 RAINMEAD DR, KATY, TX 77449-1834
Document Number	0000163756
Instrument Date	Apr 16, 2018
Instrument	163756
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20739 RAINMEAD DR KATY TX 774491834, KATY, TX 77449-1834

Mortgage

Document Number	163757
Date	Apr 17, 2018
Instrument	163757

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20739 Rainmead Dr was $4,439 with a homeowner's exemption, up 24% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,756 (-2.05%) Land $52,250 Building $222,506	$274,756 (-2.05%) Land $52,250 Building $222,506
2025	$4,439.00 (+23.99%) Homeowner's exemption	$280,505 Land $52,250 Building $228,255	$280,505 Land $52,250 Building $228,255
2024	$3,580.00
2023		$289,857 Land $49,875 Building $239,982	$289,857 Land $49,875 Building $239,982
2022	$3,409.00
2020	$3,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20739 Rainmead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20739 Rainmead Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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