Lee County property record for 20745 Fair Oak Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · built 2025 |
| Lot Size | 0.133 acres (5,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $939,700 (May 2025) |
| Tax Bill | $3,263 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-46-26-E2-09000.5100 |
| Primary APN | 31-46-26-E2-09000.5100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 5,783 sqft (0.133 acres) |
| Account Number | 10624925 |
|---|---|
| Street Address | 20745 FAIR OAK LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-4099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | RIVERCREEK PHASE THREE LOT 510 AS DESC IN INSTRUMENT 2023000297539 |
| Legal Subdivision | RIVERCREEKPHASE THREE |
| Legal Block | 1 |
| Legal Lot Number | 510 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 50311 |
20745 Fair Oak Ln is owned and occupied by two individuals who bought it in May 2025.
Source: Lee County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20745 FAIR OAK LN, ESTERO, FL 33928-4099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on File |
| Deed Sale | May 1, 2025 · Amount on File |
| Deed Document Number | 2025118676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 1, 2025 |
| Property Address | 20745 FAIR OAK LN, ESTERO, FL 33928-4099 |
| Document Number | 0000118676 |
| Map Reference | DOC 2023000297539 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025000118676 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | NOVA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,577.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890 |
| Name | Verified Name |
|---|---|
| Address | 20745 FAIR OAK LN, ESTERO, FL 33928-4099 |
| Document Number | 0000118677 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 2025000118677 |
| Name | GL FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 20745 Fair Oak Ln was $3,263.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,956 (+834.01%) Land $71,868 Building $552,088 | $623,956 (+688.47%) Land $71,868 Building $552,088 | |
| 2025 | $3,263.00 | $66,804 Land $66,804 | $79,135 Land $79,135 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20745 Fair Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20745 Fair Oak Ln is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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