Lee County property record for 20732 Fair Oak Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 2025 |
| Lot Size | 0.133 acres (5,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $828,500 (Sep 2025) |
| Tax Bill | $3,198 (2025) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-46-26-E2-09000.4530 |
| Primary APN | 31-46-26-E2-09000.4530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 5,783 sqft (0.133 acres) |
| Account Number | 10624868 |
|---|---|
| Street Address | 20732 FAIR OAK LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-4098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | RIVERCREEK PHASE THREE LOT 453 AS DESC IN INSTRUMENT 2023000297539 |
| Legal Subdivision | RIVERCREEKPHASE THREE |
| Legal Block | 1 |
| Legal Lot Number | 453 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 50311 |
20732 Fair Oak Ln is owned and occupied by two individuals who bought it in September 2025.
Source: Lee County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20732 FAIR OAK LN, ESTERO, FL 33928-4098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Deed Document Number | 2025251596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 18, 2025 |
| Property Address | 20732 FAIR OAK LN, ESTERO, FL 33928-4098 |
| Document Number | 0000251596 |
| Map Reference | DOC 2023000297539 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025000251596 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | NOVA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,799.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890 |
| Name | Verified Name |
|---|---|
| Address | 20732 FAIR OAK LN, ESTERO, FL 33928-4098 |
The 2025 property tax bill for 20732 Fair Oak Ln was $3,198, up 14.1% from the year before.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,394 (+936.46%) | $702,482 (+948.12%) Land $68,955 Building $633,527 | |
| 2025 | $3,198.00 (+14.13%) | $66,804 (+1%) Land $66,804 | $67,023 (+10.36%) Land $67,023 |
| 2024 | $2,802.00 | $60,731 Land $60,731 | $60,731 Land $60,731 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20732 Fair Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20732 Fair Oak Ln is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures