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20744 Windemere Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20744 Windemere Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,832 sqft · built 1993
Lot Size0.33 acres (14,374 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (Jul 2015)
Tax Bill$7,171 (2026)
Deeds & MortgagesDec 2021 Refinance
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN018-10-6656-000

Property Details

APN / Parcel Number

Primary APN018-10-6656-000
Alternative APN
  • 81 X 1 74

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,832 sqft Living Area
1st Floor Area1,300 sqft
Basement Area1,100 sqft
Finished Basement1,100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,374 sqft (0.33 acres)
Garage TypeAttached
Garage Area462 sqft
Deck AreaDeck Area
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20744 WINDEMERE CT
CitySTERLING
StateVA
Zip20165-7393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES SEC.6-C LOT 74 1230--1194
Legal SubdivisionPOTOMAC LAKE
Legal Block2
Legal Lot Number74
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2001
Census Tract611207

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20744 WINDEMERE CT, STERLING, VA 20165-7393
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FINANCE OF AMERICA MORTGAGE LLC
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2015 · Amount on Record
Deed SaleJul 1, 2015 · Amount on Record
Deed Book / Page201507010 / 44062
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20744 WINDEMERE CT, STERLING, VA 20165-7393
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000122674
DateDec 15, 2021
Instrument202112150122674
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term238 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20744 WINDEMERE CT, STERLING, VA 20165-7393
Document Number20201201117180
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20744 WINDEMERE CT STERLING VA 201657393, STERLING, VA 20165-7393

Mortgage

Document Number20201201117180
DateDec 1, 2020
Instrument117180
Lender
NameFINANCE OF AMERICA MTG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 30, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,171.00 (+5.74%)$890,890 (+14.94%) Land $280,800 Building $610,090$890,890 (+14.94%) Land $280,800 Building $610,090
2023$6,782.00$775,110 Land $240,800 Building $534,310$775,110 Land $240,800 Building $534,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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