20763 Windemere Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20763 Windemere Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,039 sqft · built 1993
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Jun 2020)
Tax Bill$6,673 (2026)
Deeds & MortgagesJan 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018-10-3853-000

Property Details

APN / Parcel Number

Primary APN018-10-3853-000
Alternative APN
  • 81 X 1 62

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,039 sqft Living Area
1st Floor Area868 sqft
Basement Area686 sqft
Finished Basement686 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchPorch
Porch Area187 sqft
Deck AreaDeck Area
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20763 WINDEMERE CT
CitySTERLING
StateVA
Zip20165-7393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES SEC.6-C LOT 62 200605120042280
Legal SubdivisionPOTOMAC LAKE
Legal Block2
Legal Lot Number62
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2001
Census Tract611207

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20763 WINDEMERE CT, STERLING, VA 20165-7393
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Conventional with PMI
CROSSCOUNTRY MTG
Jun 30, 2020Warranty Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number202051038
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20763 WINDEMERE CT, STERLING, VA 20165-7393
Document Number20210129011595
Instrument DateJan 20, 2021
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20763 WINDEMERE CT STERLING VA 201657393, STERLING, VA 20165-7393

Mortgage

Document Number20210129011595
DateJan 29, 2021
Instrument11595
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJun 30, 2020
Property Address20763 WINDEMERE CT, STERLING, VA 20165-7393
Document Number20200630051038
Instrument DateJun 30, 2020
Instrument51038
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20763 WINDEMERE CT STERLING VA 201657393, STERLING, VA 20165-7393

Mortgage

Document Number20200630051039
DateJun 30, 2020
Instrument51039
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,673.00 (+0.85%)$828,980 (+0.85%) Land $279,600 Building $549,380$828,980 (+0.85%) Land $279,600 Building $549,380
2025$6,617.00 (+4.72%)$821,990 (+13.82%) Land $254,600 Building $567,390$821,990 (+13.82%) Land $254,600 Building $567,390
2023$6,319.00$722,210 Land $239,600 Building $482,610$722,210 Land $239,600 Building $482,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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