20739 Ranch Mill Ln, Cypress, TX 77433 Property Records

Harris County property record for 20739 Ranch Mill Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,416 sqft · built 2013
Lot Size	0.17 acres (7,412 sqft)
Owner	Individual Name on File
Last Sale	$347,462 (Jan 2021)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-724-002-0009`

Property Details

APN / Parcel Number

Primary APN	`134-724-002-0009`
Alternative APN	`0470270000005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,330 sqft
Game Room	Game Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,412 sqft (0.17 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1347240020009
Street Address	20739 RANCH MILL LN
City	CYPRESS
State	TX
Zip	77433-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 2 PINE CREEK AT CANYON LAKES WEST SEC 7
Legal Subdivision	PINE CREEK AT CANYON LAKES WEST SEC 7
Legal Block	2
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2013
Census Tract	543005

Owner

20739 Ranch Mill Ln is owned and occupied by an individual who bought it in January 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20739 RANCH MILL LN, CYPRESS, TX 77433-4125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer NETWORK FNDG
Jan 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	202143243
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	0000184393
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 26, 2021
Property Address	20739 RANCH MILL LN, CYPRESS, TX 77433-4125
Document Number	0000043243
Instrument Date	Jan 25, 2021
Instrument	43243
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20739 RANCH MILL LN CYPRESS TX 774334125, CYPRESS, TX 77433-4125

Mortgage

Document Number	43244
Date	Jan 26, 2021
Instrument	43244

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 26, 2021
Property Address	20739 RANCH MILL LN, CYPRESS, TX 77433-4125
Document Number	2021043243
Map Reference	MF 657223
Instrument Date	Jan 25, 2021
Instrument	2021-043243
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20739 RANCH MILL LN, CYPRESS, TX 77433-4125

Mortgage

Document Number	2021043244
Date	Jan 26, 2021
Instrument	2021-043244

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20739 Ranch Mill Ln was $5,967 with a homeowner's exemption, up 200.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,439 (-3.76%) Land $59,386 Building $263,053	$322,439 (-3.76%) Land $59,386 Building $263,053
2025	$5,967.00 (+200.3%) Homeowner's exemption	$335,032 Land $59,386 Building $275,646	$335,032 Land $59,386 Building $275,646
2024	$1,987.00
2023		$343,462 Land $59,386 Building $284,076	$343,462 Land $59,386 Building $284,076
2022	$1,955.00
2020	$1,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20739 Ranch Mill Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20739 Ranch Mill Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Centric Fiber, Verizon.

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