20722 Ranch Mill Ln, Cypress, TX 77433 Property Records

Harris County property record for 20722 Ranch Mill Ln, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,390 sqft · built 2014
Lot Size0.106 acres (4,600 sqft)
OwnerCompany Name on File
Tax Bill$8,526 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN134-724-003-0006

Property Details

APN / Parcel Number

Primary APN134-724-003-0006
Alternative APN
  • 0470270000005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,390 sqft Living Area
1st Floor Area950 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area4,600 sqft (0.106 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1347240030006
Street Address20722 RANCH MILL LN
CityCYPRESS
StateTX
Zip77433-4124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 3 PINE CREEK AT CANYON LAKES WEST SEC 7
Legal SubdivisionPINE CREEK AT CANYON LAKES WEST SEC 7
Legal Block3
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2014
Census Tract543005

Owner

20722 Ranch Mill Ln is owned by a company that acquired it in October 2021.

Source: Harris County records, as of October 9, 2026

Owner of RecordCompany Name on File
Mailing Address1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner TypeCompany
VestingLimited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 12, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 18, 2021Special Warranty Deed, Transfer
OS NATIONAL LLC
Jun 8, 2021Warranty Deed, Transfer
Jun 8, 2021Warranty Deed, Transfer
May 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021
Deed SaleOct 18, 2021
Prior SaleJun 8, 2021
Deed Document Number2021598186
Prior Transfer DateMar 27, 2015
Prior Transfer Doc0000126194
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20722 RANCH MILL LN, CYPRESS, TX 77433-4124
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000260500
DateMay 12, 2021
Instrument2021-260500
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueJul 1, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20722 RANCH MILL LN, CYPRESS, TX 77433-4124
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021260500
DateMay 12, 2021
Instrument2021-260500
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueJul 1, 2050

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARRIS TX
Recording DateOct 18, 2021
Property Address20722 RANCH MILL LN, CYPRESS, TX 77433-4124
Document Number0000598186
Map ReferenceMF 657223
Instrument DateOct 14, 2021
Instrument2021-598186
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 8, 2021
Property Address20722 RANCH MILL LN, CYPRESS, TX 77433-4124
Document Number2021318433
Map ReferenceMF 657223
Instrument DateJun 7, 2021
Instrument2021-318433
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 8, 2021
Property Address20722 RANCH MILL LN, CYPRESS, TX 77433-4124
Document Number0000318433
Map ReferenceMF 657223
Instrument DateJun 7, 2021
Instrument2021-318433
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20722 RANCH MILL LN, CYPRESS, TX 77433-4124
Document Number0000252393
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20722 RANCH MILL LN CYPRESS TX 774334124, CYPRESS, TX 77433-4124

Mortgage

Document Number0000252393
DateJun 12, 2020
Instrument252393
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20722 Ranch Mill Ln was $8,526, up 281.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,781 (-8.64%) Land $56,166 Building $236,615$292,781 (-8.64%) Land $56,166 Building $236,615
2025$8,526.00 (+281.14%)$320,474 (+8.32%) Land $56,166 Building $264,308$320,474 (+8.32%) Land $56,166 Building $264,308
2024$2,237.00 (+4.63%)$295,870 (-4.96%) Land $56,166 Building $239,704$295,870 (-4.96%) Land $56,166 Building $239,704
2023$2,138.00$311,322 Land $56,166 Building $255,156$311,322 Land $56,166 Building $255,156
2022$2,138.00
2020$1,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20722 Ranch Mill Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 154 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies154 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20722 Ranch Mill Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 165
serves 40,503 people · EPA ID TX1012187
Water SourcePurchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Centric Fiber, Verizon.

Nearby Properties on Ranch Mill Ln

Nearby Streets

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