20737 E 1400 N Rd, Bloomington, IL 61705 Property Records

McLean County property record for 20737 E 1400 N Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2,488 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$12,823 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`22-04-201-001`

Property Details

APN / Parcel Number

Primary APN	`22-04-201-001`

Interior

Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	20737 E 1400 NORTH RD
City	BLOOMINGTON
State	IL
Zip	61705-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4-23-3E TRAEGER SUB LOT 1
Legal Subdivision	TRAEGER SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1004
Census Tract	5401

Owner

20737 E 1400 N Rd is owned and occupied by an individual.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	20737 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Aug 15, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	20737 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5443
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023592
Date	Sep 30, 2021
Instrument	2021-00023592

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	20737 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5443
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015868
Date	Aug 15, 2020
Instrument	2020-00015868

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Old Town Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,428 Land $21,770 Building $159,658	$544,284 Land $65,310 Building $478,974
2024	$12,823.00 (+5.43%)
2023	$12,163.00 (+3.66%)	$157,043 (+6.6%) Land $18,844 Building $138,199	$471,129 (+6.6%) Land $56,532 Building $414,597
2022	$11,733.00	$147,320 Land $17,677 Building $129,643	$441,960 Land $53,031 Building $388,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20737 E 1400 N Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20737 E 1400 N Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wireless Data Net Fixed Wireless	400 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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