McLean County property record for 20436 E 1400 N Rd, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,604 sqft · built 1988 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Sep 2026) |
| Tax Bill | $6,943 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-33-300-009 |
| Primary APN | 15-33-300-009 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 2,108 sqft |
| 2nd Floor Area | 1,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Attached |
| Porch | Slab |
| Deck Area | 352 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20436 E 1400 NORTH RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-5466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (EX .16A TAKEN FOR ROAD PER 99-25693) LOT 1 R.A.H. SUB IN E 1/2 SW 33-24-3E |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 33 |
| Legal Subdivision | R.A.H. SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5104 |
20436 E 1400 N Rd is owned and occupied by two individuals who bought it in September 2026.
Source: McLean County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20436 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage FRONTIER TITLE COMPANY |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Mar 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND BANK & TRUST CO |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Deed Document Number | 202613252 |
| Prior Transfer Date | Mar 20, 2009 |
| Prior Transfer Doc | 0000011317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Sep 3, 2026 |
| Property Address | 20436 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5466 |
| Document Number | 0000013252 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202613252 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | FRONTIER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20436 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5466 |
| Document Number | 0000013253, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202613253 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 20436 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000028685 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-00028685 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 20436 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5466 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000003816 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2020-00003816 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 20436 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900005251 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019-00005251 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
The 2025 property tax bill for 20436 E 1400 N Rd was $6,943, up 5.9% from the year before.
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,943.00 (+5.87%) | $107,013 Land $20,817 Building $86,196 | $321,039 Land $62,451 Building $258,588 |
| 2024 | $6,558.00 (+9.06%) | ||
| 2023 | $6,013.00 | $88,040 Land $17,126 Building $70,914 | $264,120 Land $51,378 Building $212,742 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20436 E 1400 N Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20436 E 1400 N Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wireless Data Net Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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