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20727 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20727 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · built 2024
Lot Size0.133 acres (5,783 sqft)
OwnerIndividual Name on Record
Last Sale$813,400 (Jun 2025)
Tax Bill$11,679 (2025)
Deeds & MortgagesAug 2025 Transfer
Jun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-46-26-E2-09000.5130

Property Details

APN / Parcel Number

Primary APN31-46-26-E2-09000.5130
Alternative APNs
  • 263146E2090005130
  • 10624928

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,783 sqft (0.133 acres)
Pool TypePool Type
Pool Area760 sqft

Location & Zoning

Account Number10624928
Street Address20727 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE THREE LOT 513 AS DESC IN INSTRUMENT 2023000297539
Legal SubdivisionRIVERCREEKPHASE THREE
Legal Block1
Legal Lot Number513
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5011
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10744 OAK LAKE WAY, BOCA RATON, FL 33498-1696
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Correction Deed
Jun 17, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Deed Document Number2025165265
Record UpdatedOct 29, 2026

August 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionLEE FL
Recording DateAug 19, 2025
Property Address20727 FAIR OAK LN, ESTERO, FL 33928-4099
Document Number0000222727
Map ReferenceDOC 2023000297539
Instrument DateAug 7, 2025
Instrument2025000222727
Record UpdatedDec 26, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
InvestorPossibly a Property Investor

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJun 17, 2025
Property Address20727 FAIR OAK LN, ESTERO, FL 33928-4099
Document Number0000165265
Map ReferenceDOC 2023000297539
Instrument DateJun 17, 2025
Instrument2025000165265
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,693.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address10744 OAK LAKE WAY, BOCA RATON, FL 33498-1696

Mortgage

Document Number0000165266
DateJun 17, 2025
Instrument2025000165266
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$620,385 (-13.01%) Land $71,868 Building $548,517$620,385 (-14.49%) Land $71,868 Building $548,517
2025$11,679.00$713,141$725,472 Land $79,135 Building $646,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		2,500 / 2,500
Xfinity
Cable		1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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