20732 Eastpoint Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20732 Eastpoint Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,172 sqft · built 1972
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on File
Last Sale	$2,200,000 (Apr 2026)
Tax Bill	$10,486 (2024)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-721-03`

Property Details

APN / Parcel Number

Primary APN	`001-721-03`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,172 sqft Living Area
1st Floor Area	1,482 sqft
Upper Floors Area	1,965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Waterfront
Garage Area	483 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Enclosed/Finished Porch
Porch Area	369 sqft
Deck Area	320 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20732 EASTPOINT DR
City	CORNELIUS
State	NC
Zip	28031-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L71 M12-341
Legal Subdivision	ISLAND FOREST
Legal Block	1
Legal Lot Number	71
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1004
Census Tract	6217

Owner

20732 Eastpoint Dr is owned by a company that bought it in April 2026.

Source: Mecklenburg County records, as of May 12, 2026

Owner of Record	2 Company Names on File
Mailing Address	20732 EASTPOINT DR, CORNELIUS, NC 28031-7062
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 17, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	202644335
Deed Book / Page	40382 / 990
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20732 EASTPOINT DR, CORNELIUS, NC 28031-7062
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130961
Date	Jul 7, 2021
Book Page	36265/567
Instrument	2021130961

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20732 EASTPOINT DR, CORNELIUS, NC 28031-7062
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20732 EASTPOINT DR, CORNELIUS, NC 28031-7062

Mortgage

Document Number	0000045592
Date	May 17, 2023
Book Page	38125/173
Instrument	2023045592

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 29, 2026
Property Address	20732 EASTPOINT DR, CORNELIUS, NC 28031-7062
Document Number	0000044335
Book / Page	40382 / 990
Instrument Date	Apr 29, 2026
Instrument	202644335
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	20732 EASTPOINT DR, CORNELIUS, NC 28031-7062

Mortgage

Document Number	0000044336,
Date	Apr 29, 2026
Instrument	202644336

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,590,500 Land $1,092,500 Building $498,000	$1,590,500 Land $1,092,500 Building $498,000
2024	$10,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20732 Eastpoint Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20732 Eastpoint Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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