20718 Eastpoint Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20718 Eastpoint Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,776 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Aug 2026)
Tax Bill	$10,660 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-721-07A`

Property Details

APN / Parcel Number

Primary APN	`001-721-07A`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,776 sqft Living Area
Gross Area	4,256 sqft
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20718 EASTPOINT DR
City	CORNELIUS
State	NC
Zip	28031-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L76 M12-341 & ADJ TR
Legal Subdivision	ISLAND FOREST
Legal Block	1
Legal Lot Number	76
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1004
Census Tract	6217

Owner

20718 Eastpoint Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Mecklenburg County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20718 EASTPOINT DR, CORNELIUS, NC 28031-7062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Feb 25, 2020	Quit Claim Deed, Transfer VANDERBILT MORTGAGE & FINANCE INC
Jun 13, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Deed Document Number	202685660
Deed Book / Page	40635 / 800
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000025779
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 10, 2026
Property Address	20718 EASTPOINT DR, CORNELIUS, NC 28031-7062
Document Number	0000085660
Book / Page	40635 / 800
Instrument Date	Aug 10, 2026
Instrument	202685660
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20718 EASTPOINT DR, CORNELIUS, NC 28031-7062

Mortgage

Document Number	0000085661,
Date	Aug 10, 2026
Instrument	202685661

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20718 EASTPOINT DR, CORNELIUS, NC 28031-7062
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST CHOICE SETTLEMENT/PA LLC, FIRST CHOICE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000152790
Date	Aug 9, 2021
Book Page	36389/349
Instrument	2021152790

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 25, 2020
Property Address	20718 EASTPOINT DR, CORNELIUS, NC 28031-7062
Document Number	0000025779
Book / Page	034309 / 000621
Instrument Date	Feb 18, 2020
Instrument	25779
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20718 EASTPOINT DR CORNELIUS NC 280317062, CORNELIUS, NC 28031-7062

Mortgage

Document Number	25780
Date	Feb 25, 2020
Book Page	034309/000624
Instrument	25780

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 13, 2018
Property Address	20718 EASTPOINT DR, CORNELIUS, NC 28031-7062
Document Number	0000073102
Book / Page	032751 / 000800
Instrument Date	Jun 5, 2018
Instrument	73102
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20718 EASTPOINT DR CORNELIUS NC 280317062, CORNELIUS, NC 28031-7062

Tax Assessment & Valuation

The 2025 property tax bill for 20718 Eastpoint Dr was $10,660.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,660.00	$1,592,900 Land $950,000 Building $642,900	$1,592,900 Land $950,000 Building $642,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20718 Eastpoint Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20718 Eastpoint Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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