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20728 Willow Pond Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20728 Willow Pond Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 1989
Lot Size0.337 acres (14,715 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Nov 2022)
Tax Bill$3,497 (2023)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-173-04

Property Details

APN / Parcel Number

Primary APN005-173-04

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,027 sqft Heated Area
Gross Area2,647 sqft
1st Floor Area1,010 sqft
Upper Floors Area1,017 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,715 sqft (0.337 acres)
Garage Area430 sqft
PorchPorch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-173-04
Street Address20728 WILLOW POND RD
CityCORNELIUS
StateNC
Zip28031-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL62 M22-952
Legal SubdivisionWILLOW POND MAP 01 PH 01
Legal Lot Number62
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1010
Census Tract6411

Owner

20728 Willow Pond Rd is owned and occupied by an individual who bought it in November 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20728 WILLOW POND RD, CORNELIUS, NC 28031-9603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2022 · Amount on File
Deed SaleNov 29, 2022 · Amount on File
Deed Document Number0037798562
Deed Book / Page37798 / 562
Record UpdatedJun 7, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 29, 2022
Property Address20728 WILLOW POND RD, CORNELIUS, NC 28031-9603
Document Number0000158722
Book / Page37798 / 562
Map ReferenceMB 22 PG 952
Instrument DateNov 29, 2022
Instrument2022158722
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 ELYSIAN DR, MOORESVILLE, NC 28117-8126

Transferred To (Grantee/Buyer)

NameVerified Name
Address20728 WILLOW POND RD, CORNELIUS, NC 28031-9603

Mortgage

Document Number0000158723
DateNov 29, 2022
Instrument2022158723
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20728 Willow Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20728 Willow Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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