Mecklenburg County property record for 20720 Willow Pond Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,534 sqft · built 1994 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $415,000 (Sep 2021) |
| Tax Bill | $2,812 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-173-05 |
| Primary APN | 005-173-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Upper Floors Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 10 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20720 WILLOW POND RD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L61 M22-952 |
| Legal Subdivision | WILLOW POND PH 01 MAP 01 |
| Legal Block | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 6411 |
20720 Willow Pond Rd is owner-occupied and held in a trust since June 2025.
Source: Mecklenburg County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20720 WILLOW POND RD, CORNELIUS, NC 28031-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | May 19, 1994 · Amount on File |
| Deed Document Number | 2021184138 |
| Deed Book / Page | 36571 / 319 |
| Last Transfer Date | Jun 2, 2025 |
| Transfer Doc | 0000055130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20720 WILLOW POND RD, CORNELIUS, NC 28031-9603 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20720 WILLOW POND RD, CORNELIUS, NC 28031-9603 |
| Document Number | 0000119995 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 36201/361 |
| Instrument | 2021119995 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 27, 2021 |
| Property Address | 20720 WILLOW POND RD, CORNELIUS, NC 28031-9603 |
| Document Number | 0000184138 |
| Book / Page | 36571 / 319 |
| Map Reference | MB 22 PG 952 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021184138 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1122 SOUTH ST, CORNELIUS, NC 28031-8164 |
| Name | Verified Name |
|---|---|
| Address | 20720 WILLOW POND RD, CORNELIUS, NC 28031-9603 |
| Document Number | 0000184139 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021184139 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 20720 Willow Pond Rd was $2,812.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,812.00 | $414,200 Land $80,000 Building $334,200 | $414,200 Land $80,000 Building $334,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20720 Willow Pond Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20720 Willow Pond Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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