20727 Laurel Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20727 Laurel Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 2016
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Tax Bill	$6,270 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-118-002-0035`

Property Details

APN / Parcel Number

Primary APN	`137-118-002-0035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,803 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,750 sqft (0.132 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1371180020035
Street Address	20727 LAUREL RAIN CT
City	KATY
State	TX
Zip	77449-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 BLK 2 RAINTREE VILLAGE SEC 13
Legal Subdivision	RAINTREE VILLAGE SEC 13
Legal Block	2
Legal Lot Number	35
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

20727 Laurel Rain Ct is owned by an individual who acquired it in September 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	606 S STAFFORD ST, ARLINGTON, VA 22204-1444
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024
Deed Sale	Sep 27, 2024
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	2024357793
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000448833
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20727 LAUREL RAIN CT, KATY, TX 77449-7173
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20727 LAUREL RAIN CT, KATY, TX 77449-7173

Mortgage

Document Number	0000164508
Date	May 8, 2023
Instrument	2023-164508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Oct 1, 2046

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20727 LAUREL RAIN CT, KATY, TX 77449-7173
Document Number	0000447062
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20727 LAUREL RAIN CT KATY TX 774497173, KATY, TX 77449-7173

Mortgage

Document Number	0000447062
Date	Oct 1, 2018
Instrument	447062

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 30, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 20727 Laurel Rain Ct was $6,270, up 395.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,922 (+0.79%) Land $57,500 Building $221,422	$278,922 (+0.79%) Land $57,500 Building $221,422
2025	$6,270.00 (+395.26%)	$276,731 Land $57,500 Building $219,231	$276,731 Land $57,500 Building $219,231
2024	$1,266.00
2023		$320,767 Land $57,500 Building $263,267	$320,767 Land $57,500 Building $263,267
2022	$1,255.00
2020	$3,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20727 Laurel Rain Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20727 Laurel Rain Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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