20718 Laurel Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20718 Laurel Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 2016
Lot Size	0.136 acres (5,903 sqft)
Owner	Individual Name on Record
Tax Bill	$6,099 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-118-001-0004`

Property Details

APN / Parcel Number

Primary APN	`137-118-001-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,903 sqft (0.136 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1371180010004
Street Address	20718 LAUREL RAIN CT
City	KATY
State	TX
Zip	77449-7172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 RAINTREE VILLAGE SEC 13
Legal Subdivision	RAINTREE VILLAGE SEC 13
Legal Block	1
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8751 CLIFFSIDE DR, HUNTINGTON BEACH, CA 92646-2617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023
Deed Sale	Jul 25, 2023
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	2023277740
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000015768
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20718 LAUREL RAIN CT, KATY, TX 77449-7172
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20718 LAUREL RAIN CT, PARK ROW, TX 77449-7172

Mortgage

Document Number	0000131685
Date	Mar 11, 2022
Instrument	2022-131685

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20718 LAUREL RAIN CT, KATY, TX 77449-7172
Document Number	0000193184
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20718 LAUREL RAIN CT KATY TX 774497172, KATY, TX 77449-7172

Mortgage

Document Number	0000193184
Date	May 7, 2020
Instrument	193184

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,378 (+1.56%) Land $57,653 Building $215,725	$273,378 (+1.56%) Land $57,653 Building $215,725
2025	$6,099.00 (+11.38%)	$269,180 (-17.49%) Land $57,653 Building $211,527	$269,180 (-17.49%) Land $57,653 Building $211,527
2024	$5,476.00 (+49.29%)
2023		$326,257 Land $57,653 Building $268,604	$326,257 Land $57,653 Building $268,604
2020	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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