Sonoma County property record for 20727 Heron Dr, Bodega Bay, CA 94923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,713 sqft · built 1986 |
| Lot Size | 0.17 acres (7,400 sqft) |
| Owner | Trust Name on File |
| Last Sale | $890,000 (May 2019) |
| Tax Bill | $10,736 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 100-310-024-000 |
| Primary APN | 100-310-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| Gross Area | 2,263 sqft |
| 1st Floor Area | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 7,400 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 100-310-024 |
|---|---|
| Street Address | 20727 HERON DR |
| City | BODEGA BAY |
| State | CA |
| Zip | 94923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CZ |
| Legal Description | BODEGA HARBOUR UNIT NO 2 BLK 4 LOT 1 |
| Legal Subdivision | BODEGA HARBOUR |
| Legal Tract | 428 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | RUSSIAN RIVER-SONOMA COAST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 154305 |
20727 Heron Dr is owner-occupied and held in a trust since May 2019.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 823, BODEGA BAY, CA 94923-0823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| May 13, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| May 13, 2019 | Grant Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on File |
| Deed Sale | May 13, 2019 · Amount on File |
| Prior Sale | Jun 5, 1998 · Amount on File |
| Deed Document Number | 201931374 |
| Prior Transfer Date | May 8, 2019 |
| Prior Transfer Doc | 0000031376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 20727 HERON DR, BODEGA BAY, CA 94923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000063348 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020063348 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | May 13, 2019 |
| Property Address | 20727 HERON DR, BODEGA BAY, CA 94923 |
| Document Number | 0000031376 |
| Instrument Date | May 8, 2019 |
| Instrument | 31376 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3115 MONTECITO MEADOW DR SANTA ROSA CA 954041816, SANTA ROSA, CA 95404-1816 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | May 13, 2019 |
| Property Address | 20727 HERON DR, BODEGA BAY, CA 94923 |
| Document Number | 0000031374 |
| Map Reference | MB 184 PG 16-24 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019031374 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3115 MONTECITO MEADOW DR, SANTA ROSA, CA 95404-1816 |
| Document Number | 0000031375 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019031375 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.8% |
| Index | 1-Year LIBOR |
| Max Rate | 8.8% |
The 2025 property tax bill for 20727 Heron Dr was $10,736 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Shoreline Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $984,216 (+2%) Land $398,237 Building $585,979 | |
| 2025 | $10,736.00 Homeowner's exemption | $964,919 Land $390,429 Building $574,490 |
| 2023 | $10,498.00 (+1.22%) Homeowner's exemption | $927,452 Land $375,269 Building $552,183 |
| 2022 | $10,371.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20727 Heron Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20727 Heron Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BODEGA BAY PUBLIC UTILITY DISTRICT serves 1,069 people · EPA ID CA4910021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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