Miami-Dade County property record for 20724 SW 89th Path, Cutler Bay, FL 33189
| Property Type | Cluster Home |
|---|---|
| Details | 3 bd · 2 ba · 2,126 sqft · built 2004 |
| Lot Size | 0.149 acres (6,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,500 (Feb 2020) |
| Tax Bill | $9,891 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 36-6009-030-0720 |
| Primary APN | 36-6009-030-0720 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,978 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 6,495 sqft (0.149 acres) |
| Garage Area | 290 sqft |
| Porch | Porch |
| Porch Area | 164 sqft |
| Street Address | 20724 SW 89TH PATH |
|---|---|
| City | CUTLER BAY |
| State | FL |
| Zip | 33189-7386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Cluster Home |
| Local Zoning Code | 0100:SINGLE FAM,GENERAL |
| Legal Description | CANTAMAR PB 161-27 T-21250 LOT 43 BLK 3 LOT SIZE 6495 SQ FT FAU 30-6009-000-0100 OR 20667-1640 0802 6 |
| Legal Range | 40 |
| Legal Township | 56 |
| Legal Section | 09 |
| Legal Subdivision | CANTAMAR |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | DADE FL |
| Township / Civil Division | PRINCETON-GOULDS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10619 |
Source: Miami-Dade County records · APN 36-6009-030-0720
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20724 SW 89TH PATH, CUTLER BAY, FL 33189-7386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Oct 31, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2020 · Amount on Record |
| Deed Sale | Feb 05, 2020 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 2020R0085714 |
| Deed Book / Page | 31806 / 4006 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Feb 05, 2020 |
| Property Address | 20724 SW 89TH PATH, CUTLER BAY, FL 33189-7386 |
| Document Number | 0000085714 |
| Book / Page | 31806 / 4006 |
| Map Reference | MB 161 PG 27 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020R0085714 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,217.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9957 SW 123RD TER, 9957, MIAMI, FL 33176-4857 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20724 SW 89TH PATH, CUTLER BAY, FL 33189-7386 |
| Document Number | 0000004008 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 31806/4008 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 20724 SW 89TH PATH, CUTLER BAY, FL 33189-7386 |
| Document Number | 0000664952 |
| Book / Page | 031202 / 003284 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 664952 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,322.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9957 SW 123RD TER MIAMI FL 331764857, MIAMI, FL 33176-4857 |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Cutler Bay Town |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,891.00 (+24.7%) Homeowner's exemption | $544,815 (+18.14%) Land $218,668 Building $326,147 | $544,815 (+18.14%) Land $218,668 Building $326,147 |
| 2023 | $7,932.00 (+7.31%) | $461,162 (+3.58%) Land $194,925 Building $266,237 | $461,162 (+3.58%) Land $194,925 Building $266,237 |
| 2022 | $7,392.00 | $445,216 Land $126,202 Building $319,014 | $445,216 Land $126,202 Building $319,014 |
Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 223 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyNet360 Fixed Wireless | 160 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 488 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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