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20708 SW 89th Path, Cutler Bay (Miami), FL 33189 Property Records

Miami-Dade County property record for 20708 SW 89th Path, Cutler Bay, FL 33189 · Last verified February 2026

Property Summary

Property TypeCluster Home
Details3 bd · 2 ba · 2,126 sqft · built 2004
Lot Size0.267 acres (11,647 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jul 2019)
Tax Bill$11,657 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN36-6009-030-0710

Property Details

APN / Parcel Number

Primary APN36-6009-030-0710

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,126 sqft Living Area
Gross Area2,978 sqft

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Roof TypeRigid Frame Bar Joist
Lot Area11,647 sqft (0.267 acres)
Garage Area290 sqft

Exterior Amenities

PorchPorch
Porch Area164 sqft
Patio Area400 sqft
FenceFence

Location & Zoning

Street Address20708 SW 89TH PATH
CityCUTLER BAY
StateFL
Zip33189-7386
Property CategoryResidential
Property TypeResidential > Single Family > Cluster Home
Legal DescriptionCANTAMAR PB 161-27 T-21250 LOT 42 BLK 3 LOT SIZE 11647 SQ FT FAU 30-6009-000-0100 OR 20667-1640 0802 6
Legal Range40
Legal Township56
Legal Section09
Legal SubdivisionCANTAMAR
Legal Block3
Legal Lot Number42
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2011
Census Tract10619

Owner

Source: Miami-Dade County records · APN 36-6009-030-0710

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20708 SW 89TH PATH, CUTLER BAY, FL 33189-7386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2019 · Amount on Record
Deed SaleJul 18, 2019 · Amount on Record
Prior SaleFeb 23, 2009 · Amount on Record
Deed Document Number2019R0447889
Deed Book / Page31530 / 1246
Record UpdatedJun 08, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJul 18, 2019
Property Address20708 SW 89TH PATH, CUTLER BAY, FL 33189-7386
Document Number0000447889
Book / Page31530 / 1246
Map ReferenceMB 161 PG 27
Instrument DateJul 10, 2019
Instrument2019R0447889
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5349 COLUMBUS BLVD, 5349, SEBRING, FL 33872-9037

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20708 SW 89TH PATH, CUTLER BAY, FL 33189-7386

Mortgage

Document Number0000001248
DateJul 18, 2019
Instrument31530/1248
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,657.00 (+24.82%) Homeowner's exemption$643,980 (+15.55%) Land $303,676 Building $340,304$643,980 (+15.55%) Land $303,676 Building $340,304
2023$9,339.00 (+9.59%)$557,303 (+9.15%) Land $272,205 Building $285,098$557,303 (+9.15%) Land $272,205 Building $285,098
2022$8,522.00$510,606 Land $175,146 Building $335,460$510,606 Land $175,146 Building $335,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860106192, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 223 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
SkyNet360Fixed Wireless (unlicensed)160 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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