20723 Nicolette Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20723 Nicolette Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$294,900 (Apr 2016)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171216-AA-04114`

Property Details

APN / Parcel Number

Primary APN	`171216-AA-04114`
Alternative APNs	`R1088171216AA04114` `199024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,454 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	472 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	199024
Street Address	20723 NICOLETTE DR
City	BEND
State	OR
Zip	97701-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BOYD ACRES VIEW ESTATES PHASE 3 LOT 21
Legal Range	12
Legal Township	17
Legal Section	16
Legal Subdivision	BOYD ACRES VIEW ESTATES PHASE 3
Legal Lot Number	21
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3017
Census Tract	1101

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20723 NICOLETTE DR, BEND, OR 97701-8719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 22, 2022	Intrafamily Transfer, Transfer
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2016 · Amount on Record
Deed Sale	Apr 27, 2016 · Amount on Record
Prior Sale	Dec 19, 2014
Deed Document Number	201615958
Last Transfer Date	Sep 19, 2022
Transfer Doc	0000035235
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20723 NICOLETTE DR, BEND, OR 97701-8719
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039763
Date	Oct 16, 2019
Instrument	2019-39763

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Sep 22, 2022
Property Address	20723 NICOLETTE DR, BEND, OR 97701-8719
Document Number	0000035235
Instrument Date	Sep 19, 2022
Instrument	2022-35235
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20723 NICOLETTE DR, BEND, OR 97701-8719

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20723 NICOLETTE DR, BEND, OR 97701-8719
Document Number	0000004090
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20723 NICOLETTE DR BEND OR 977018719, BEND, OR 97701-8719

Mortgage

Document Number	0000004090
Date	Jan 21, 2021
Instrument	4090

Lender

Name	ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,907.00 (+3.94%)	$231,240 (+3%)	$554,120 (+4.65%) Land $219,500 Building $334,620
2024	$3,759.00 (+7.89%)	$224,510 (+3%)	$529,520 (-4.72%) Land $219,500 Building $310,020
2023	$3,484.00	$217,980	$555,750 Land $214,500 Building $341,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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