20712 Nicolette Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20712 Nicolette Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,892 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on Record
Last Sale	$505,000 (Oct 2020)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171216 AA 04103`

Property Details

APN / Parcel Number

Primary APN	`171216 AA 04103`
Alternative APNs	`R1088171216AA04103` `199013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,204 sqft
2nd Floor Area	688 sqft

Exterior

Year Built	Built 2000
Architectural Style	Split Level
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Mixed
Garage Area	517 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	199013
Old Parcel Number	R1088171216AA04103
Street Address	20712 NICOLETTE DR
City	BEND
State	OR
Zip	97701-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:38 SUBD:BOYD ACRES VIEW ESTATES PHASE 3 SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 12 MAP REF:171216-AA
Legal Range	12E
Legal Township	17S
Legal Section	16
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	BOYD ACRES VIEW ESTATES PHASE 3
Legal Lot Number	38
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3003
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	20712 NICOLETTE DR, BEND, OR 97701-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 2, 2020	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2020-51631
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20712 NICOLETTE DR, BEND, OR 97701-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033565
Date	Jul 14, 2020
Instrument	2020-33565

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 2, 2020
Property Address	20712 NICOLETTE DR, BEND, OR 97701-8719
Document Number	0000051631
Instrument Date	Sep 29, 2020
Instrument	51631
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1474 BEND OR 977091474, BEND, OR 97709-1474

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 15, 2019
Property Address	20712 NICOLETTE DR, BEND, OR 97701-8719
Document Number	0000011700
Instrument Date	Apr 12, 2019
Instrument	2019-11700
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20712 NICOLETTE DR, BEND, OR 97701-8719

Mortgage

Document Number	0000011701
Date	Apr 15, 2019
Instrument	2019-11701

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (+3.93%)	$278,690 (+3%)	$608,010 (-0.42%) Land $219,500 Building $388,510
2024	$4,530.00 (+7.88%)	$270,580 (+3%)	$610,560 (-5.33%) Land $219,500 Building $391,060
2023	$4,199.00	$262,700	$644,950 Land $214,500 Building $430,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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