20720 Front St, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20720 Front St, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1932
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,020,000 (Nov 2020)
Tax Bill	$12,884 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`094-090-022-000`

Property Details

APN / Parcel Number

Primary APN	`094-090-022-000`
Alternative APN	`094-090-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,917 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	094-090-022
Street Address	20720 FRONT ST
City	MONTE RIO
State	CA
Zip	95462-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Subdivision	SUB #3 BREENS ADDITION TO MONTE RIO
Legal Block	2
Legal Lot Number	12,13
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	2
Census Block	2024
Census Tract	153707

Owner

Source: Sonoma County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2138 PACIFIC AVE, ALAMEDA, CA 94501-3215
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 2, 2020	Affidavit of Death, Transfer NORTHERN COAST TITLE, NORTH COAST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	2020101834
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0000101833
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 2, 2020
Property Address	20720 FRONT ST, MONTE RIO, CA 95462-9730
Document Number	0000101834
Map Reference	MB 48 PG 16
Instrument Date	Oct 16, 2020
Instrument	2020101834
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2138 PACIFIC AVE, ALAMEDA, CA 94501-3215

Mortgage

Document Number	0000101835
Date	Nov 2, 2020
Instrument	2020101835

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Nov 2, 2020
Property Address	20720 FRONT ST, MONTE RIO, CA 95462-9730
Document Number	0000101833
Instrument Date	Jul 31, 2020
Instrument	101833
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NORTHERN COAST TITLE, NORTH COAST TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20720 FRONT ST MONTE RIO CA 954629730, MONTE RIO, CA 95462-9730

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,884.00 (+4%)	$1,104,078 (+4.04%) Land $487,093 Building $616,985
2023	$12,388.00 (+2.04%)	$1,061,208 Land $468,180 Building $593,028
2022	$12,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	13 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front St

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