20572 Front St, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20572 Front St, Monte Rio, CA 95462

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,535 sqft · built 1957
Lot Size0.116 acres (5,050 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Dec 2021)
Tax Bill$12,997 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN094-100-020-000

Property Details

APN / Parcel Number

Primary APN094-100-020-000
Alternative APN
  • 094-100-020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,535 sqft Living Area
1st Floor Area1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,050 sqft (0.116 acres)
Garage Area260 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Old Parcel Number094-100-020
Street Address20572 FRONT ST
CityMONTE RIO
StateCA
Zip95462-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionLOT 14, SUB 2 BREENS ADD TO MONTE RIO
Legal SubdivisionBREENS ADD
Legal Block2
Legal Lot Number14
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group2
Census Block2024
Census Tract153707

Owner

20572 Front St is owned by an individual who bought it in December 2021.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1788 CLAY ST, 206, SAN FRANCISCO, CA 94109-4090
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Grant Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING
Jul 21, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 14, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
Feb 14, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Feb 14, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2021 · Amount on File
Deed SaleDec 14, 2021 · Amount on File
Prior SaleFeb 14, 2020 · Amount on File
Deed Document Number2021135421
Prior Transfer DateJul 22, 2008
Prior Transfer Doc0000068214
Record UpdatedOct 29, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateDec 14, 2021
Property Address20572 FRONT ST, MONTE RIO, CA 95462-9730
Document Number0000135421
Map ReferenceMB 48 PG 15
Instrument DateDec 13, 2021
Instrument2021135421
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1788 CLAY ST APT 206, 206, SAN FRANCISCO, CA 94109-4090

Mortgage

Document Number0000135422
DateDec 14, 2021
Instrument2021135422
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateJul 21, 2021
Property Address20572 FRONT ST, MONTE RIO, CA 95462-9730
Document Number0000083547
Map ReferenceMB 48 PG 15
Instrument DateJul 16, 2021
Instrument2021083547
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address591 FIELDEREST DR, HEALDSBURG, CA 95448-3364
InvestorPossibly a Property Investor

Mortgage

Document Number0000083548
DateJul 21, 2021
Instrument2021083548
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateFeb 14, 2020
Property Address20572 FRONT ST, MONTE RIO, CA 95462-9730
Document Number0000011440
Map ReferenceMB 48 PG 15
Instrument DateFeb 11, 2020
Instrument2020011440
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$706.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6859 ELRIDGE DRIVE, SAN JOSE, CA 95120-2114
InvestorPossibly a Property Investor

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateFeb 14, 2020
Property Address20572 FRONT ST, MONTE RIO, CA 95462-9730
Document Number0000011441
Instrument DateFeb 10, 2020
Instrument11441
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6859 ELDRIDGE DR SAN JOSE CA 951202114, SAN JOSE, CA 95120-2114

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateFeb 14, 2020
Property Address20572 FRONT ST, MONTE RIO, CA 95462-9730
Document Number0000011443
Instrument DateFeb 10, 2020
Instrument11443
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6859 ELDRIDGE DR SAN JOSE CA 951202114, SAN JOSE, CA 95120-2114

Tax Assessment & Valuation

The 2025 property tax bill for 20572 Front St was $12,997.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Secondary School DistrictWest Sonoma County Union High School District (09 - 12)
Elementary School DistrictMonte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,136,551 (+2%) Land $487,093 Building $649,458
2025$12,997.00$1,114,267 Land $477,543 Building $636,724
2023$7,787.00 (+2.03%)$646,472 Land $283,817 Building $362,655
2022$7,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20572 Front St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims13 (1995–2025)
Most Recent ClaimFeb 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20572 Front St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER SPRINGS CWD - MONTE RIO
serves 3,531 people · EPA ID CA4910028
Water SourceGroundwater
Last State InspectionOct 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Front St

Nearby Streets

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