2072 Sage Ln, Oak Harbor, WA 98277 Property Records

Island County property record for 2072 Sage Ln, Oak Harbor, WA 98277

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.75 ba · 1,637 sqft · built 1990
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Aug 2007)
Tax Bill	$2,621 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13204-060-0500`

Property Details

APN / Parcel Number

Primary APN	`R13204-060-0500`
Alternative APN	`489992`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,637 sqft Living Area
1st Floor Area	1,637 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Aluminum
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Street Address	2072 SAGE LN
City	OAK HARBOR
State	WA
Zip	98277-8841
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	20
Legal Description	IN SW SW BG SWCR SEC 4 N2E260.07 S88E294.06 TPB N2E370.46 S88E372 .78 S2W250.61 N88W241.2 S2W120 N88W132.02 TPB TGW EZ A#3114 FR 060-0350 TR E SP 79-218
Legal Range	1E
Legal Township	32N
Legal Section	04
Legal Tract	E
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970500

Owner

2072 Sage Ln, a mobile home, is owned and occupied by two individuals who bought it in August 2007.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2072 SAGE LN, OAK HARBOR, WA 98277-8841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2007 · Amount on File
Deed Sale	Aug 23, 2007 · Amount on File
Deed Document Number	20074210254
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2072 SAGE LN, OAK HARBOR, WA 98277-8841
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004565931
Date	Oct 20, 2023
Instrument	4565931

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 2072 Sage Ln was $2,621.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,621.00
2025		$334,676 Land $260,000 Building $74,676	$334,676 Land $260,000 Building $74,676
2023	$2,184.00	$312,104 (+8.05%) Land $240,000 Building $72,104	$312,104 (+8.05%) Land $240,000 Building $72,104
2022		$288,844 Land $220,000 Building $68,844	$288,844 Land $220,000 Building $68,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2072 Sage Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (2001–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2024 · 2 claims Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2021 · 2 claims Severe Winter Storm, Landslides, And Mudslides, Dec 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2072 Sage Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWANTOWN WATER DISTRICT serves 318 people · EPA ID WA5396042
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20