2045 Sage Ln, Oak Harbor, WA 98277 Property Records

Island County property record for 2045 Sage Ln, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,047 sqft · built 1979
Lot Size	3.69 acres (160,736 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,522 (2026)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R13205-055-4810`

Property Details

APN / Parcel Number

Primary APN	`R13205-055-4810`
Alternative APN	`805705`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	2,047 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Block
Roof Material	Aluminum
Lot Area	160,736 sqft (3.69 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	356 sqft
Storage Building	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2045 SAGE LN
City	OAK HARBOR
State	WA
Zip	98277-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	N2 N2 S2 E2 SE SE TGW PT FOLL DESC PARCEL LY N OF SLN OF ABOVE DESC PARCEL EXT W E2 SW SE SE EX E25 OF W114 OF N25 OF S77 EX W30 EX CO RD ALG SLN EX PT TO IS CO FOR RD AF#418393 & AF#418463 TGW SUB EZ
Legal Range	1E
Legal Township	32N
Legal Section	05
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970500

Owner

2045 Sage Ln is owned by two individuals who acquired it in February 2022.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1668 FORT NUGENT RD, OAK HARBOR, WA 98277-8875
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022
Deed Sale	Feb 16, 2022
Deed Document Number	20224539830
Prior Transfer Date	Jan 21, 2004
Prior Transfer Doc	0004089539
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 16, 2022
Property Address	2045 SAGE LN, OAK HARBOR, WA 98277-8841
Document Number	0004539830
Instrument Date	Dec 5, 2021
Instrument	4539830
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$8,717.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1668 FORT NUGENT RD, OAK HARBOR, WA 98277-8875

Tax Assessment & Valuation

The 2026 property tax bill for 2045 Sage Ln was $4,522, up 9.8% from the year before.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,522.00 (+9.81%)
2025	$4,118.00	$583,692 Land $290,000 Building $293,692	$583,692 Land $290,000 Building $293,692
2023	$3,714.00	$552,412 (+11%) Land $250,000 Building $302,412	$552,412 (+11%) Land $250,000 Building $302,412
2022		$497,683 Land $220,000 Building $277,683	$497,683 Land $220,000 Building $277,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Sage Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (2001–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2024 · 2 claims Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2021 · 2 claims Severe Winter Storm, Landslides, And Mudslides, Dec 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Sage Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWANTOWN WATER DISTRICT serves 318 people · EPA ID WA5396042
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20