Polk County property record for 2072 Manus Chapel Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Nov 2008) |
| Tax Bill | $737 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P104-24 |
| Primary APN | P104-24 |
|---|---|
| Alternative APN |
|
| Lot Area | 111,078 sqft (2.55 acres) |
|---|
| Account Number | 26422 |
|---|---|
| Street Address | 2072 MANUS CHAPEL RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6796 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | 400, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2072 MANUS CHAPEL RD, MILL SPRING, NC 28756-6796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Dec 30, 2020 | Intrafamily Transfer, Transfer |
| Jun 11, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2008 · Amount on Record |
| Deed Sale | Nov 21, 2008 · Amount on Record |
| Prior Sale | Apr 14, 1999 · Amount on Record |
| Deed Book / Page | 369 / 843 |
| Last Transfer Date | Dec 30, 2020 |
| Transfer Doc | 000455/758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 2072 MANUS CHAPEL RD, MILL SPRING, NC 28756-6796 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2072 MANUS CHAPEL RD, MILL SPRING, NC 28756-6796 |
| Document Number | 00489/2009 |
|---|---|
| Date | Jan 23, 2025 |
| Book Page | 489/2009 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 30, 2020 |
| Property Address | 2072 MANUS CHAPEL RD, MILL SPRING, NC 28756-6796 |
| Document Number | 000455/758 |
| Book / Page | 455 / 758 |
| Map Reference | FILE F PG 1602 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 PONDER RD, MILL SPRING, NC 28756-5702 |
| Name | Verified Name |
|---|---|
| Address | 224 RACEWAY DR, MILL SPRING, NC 28756-0135 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 11, 2018 |
| Property Address | 2072 MANUS CHAPEL RD, MILL SPRING, NC 28756-6796 |
| Document Number | 00433/2290 |
| Book / Page | 433 / 2290 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 004704840003 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 133, MILL SPRING, NC 28756-0133 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737.00 | $144,415 (-) Land $44,337 Building $100,078 | $144,415 (-) Land $44,337 Building $100,078 |
| 2025 | $737.00 (+5.14%) | $144,415 (+31.61%) Land $44,337 Building $100,078 | $144,415 (+31.61%) Land $44,337 Building $100,078 |
| 2023 | $701.00 | $109,733 Land $32,750 Building $76,983 | |
| 2021 | $109,733 Land $32,750 Building $76,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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