Polk County property record for 1511 Manus Chapel Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 2.5 ba · 1,624 sqft · built 2014 |
| Lot Size | 152 acres (6,642,464 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,950 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P104-18 |
| Primary APN | P104-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,624 sqft Finished Area |
| Basement Area | 1,624 sqft |
| Unfinished Basement | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 6,642,464 sqft (152 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 42580 |
|---|---|
| Street Address | 1511 MANUS CHAPEL RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6794 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | 152.490 ACRES, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 920202 |
1511 Manus Chapel Rd is owner-occupied and held in a trust since February 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1511 MANUS CHAPEL RD, MILL SPRING, NC 28756-6794 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Intrafamily Transfer, Transfer |
| Jun 30, 2017 | Deed of Trust, Mortgage · ARM ENTEGRA BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2004 |
| Deed Sale | Jan 5, 2004 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 201 / 1124 |
| Last Transfer Date | Feb 6, 2026 |
| Transfer Doc | 00497/1072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 10, 2026 |
| Property Address | 1511 MANUS CHAPEL RD, MILL SPRING, NC 28756-6794 |
| Document Number | 00497/1072 |
| Book / Page | 497 / 1072 |
| Instrument Date | Feb 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1511 MANUS CHAPEL RD, MILL SPRING, NC 28756-6794 |
| Name | Verified Name |
|---|---|
| Address | 1511 MANUS CHAPEL RD, MILL SPRING, NC 28756-6794 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1511 MANUS CHAPEL RD, MILL SPRING, NC 28756-6794 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000427/970 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 427/970 |
| Instrument | 004652090013 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1511 MANUS CHAPEL RD, MILL SPRING, NC 28756-6794 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00464/1363 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 464/1363 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 1511 Manus Chapel Rd was $2,950.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,950.00 | $578,053 (-) Land $155,786 Building $422,267 | $1,868,549 (-) Land $1,446,282 Building $422,267 |
| 2025 | $2,950.00 | $578,053 Land $155,786 Building $422,267 | $1,868,549 Land $1,446,282 Building $422,267 |
| 2023 | $2,770.00 | $433,075 Land $120,458 Building $312,617 | |
| 2021 | $1,107,567 Land $794,950 Building $312,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1511 Manus Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1511 Manus Chapel Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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