2072 Harbor Ln, Naples, FL 34104 Property Records

Collier County property record for 2072 Harbor Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,866 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$500 (Jul 2017)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`202000 G 385A02`

Property Details

APN / Parcel Number

Primary APN	`202000 G 385A02`
Alternative APNs	`24930280002047300G385` `24930280002`

Interior

Stories	2 Stories
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Waterfront
Boat Access	Boat Access

Location & Zoning

Street Address	2072 HARBOR LN
City	NAPLES
State	FL
Zip	34104-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	BROOKSIDE UNIT 3 BLK G LOT 38 AND THAT PORTION OF ABUTTING WATERWAY DESC IN OR 5411 PG 3065 (LOT 38A)
Legal Range	25
Legal Township	50
Legal Section	2
Legal Subdivision	BROOKSIDE UNIT 3
Legal Tract	202000
Legal Block	G
Legal Lot Number	38
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1016
Census Tract	10601

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2072 HARBOR LN, NAPLES, FL 34104-4218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL BANK CORPORATION
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 5, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 30, 2017	Loan Modification, Mortgage · Conventional Mortgage CAPITAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	May 1, 2016 · Amount on Record
Deed Document Number	20175425286
Deed Book / Page	5411 / 3065
Last Transfer Date	May 21, 2022
Transfer Doc	0006269023
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2072 HARBOR LN, NAPLES, FL 34104-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054452510
Date	Nov 2, 2017
Book Page	5445/2510
Instrument	5466270

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	NAPLES, FL 34102

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 2, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2072 HARBOR LN, NAPLES, FL 34104-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2072 HARBOR LN, NAPLES, FL 34104-4218

Mortgage

Document Number	0058602873
Date	Dec 15, 2020
Book Page	5860/2873
Instrument	5970024

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 5, 2017
Property Address	2072 HARBOR LN, NAPLES, FL 34104-4218
Document Number	0054113065
Book / Page	005411 / 003065
Instrument Date	Jun 28, 2017
Instrument	5425286
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2072 HARBOR LN NAPLES FL 341044218, NAPLES, FL 34104-4218

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2072 HARBOR LN, NAPLES, FL 34104-4218
Document Number	0054051905
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2072 HARBOR LN NAPLES FL 341044218, NAPLES, FL 34104-4218

Mortgage

Document Number	0054051905
Date	Jun 14, 2017
Book Page	005405/001905
Instrument	5417912

Lender

Name	CAPITAL BK
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,817 (+2.7%)	$1,113,013 (+12.5%) Land $611,582 Building $501,431
2025	$2,680.00 (+6.9%) Homeowner's exemption	$270,513 (+5.99%)	$989,319 (-11.9%) Land $662,548 Building $326,771
2024	$2,507.00 (+1.42%)
2023	$2,472.00 (-1.51%) Homeowner's exemption	$255,232 (+3%)	$1,122,896 (+27.28%) Land $642,946 Building $479,950
2022	$2,510.00 Homeowner's exemption	$247,798	$882,216 Land $391,060 Building $491,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	294 units insured incl. 81 condo units
Nearby Flood Claims	362 (1986–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Ian, Sep 2022 · 104 claims Hurricane Ian, Sep 2022 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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