2023 Harbor Ln, Naples, FL 34104 Property Records

Collier County property record for 2023 Harbor Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,026 sqft · built 1963
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2021)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`202300 F 335A02`

Property Details

APN / Parcel Number

Primary APN	`202300 F 335A02`
Alternative APNs	`24982240003047400F335` `24982240003`

Interior

Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	2023 HARBOR LN
City	NAPLES
State	FL
Zip	34104-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	BROOKSIDE UNIT 3 PLAT 2 BLK F LOT 33
Legal Range	25
Legal Township	50
Legal Section	2
Legal Subdivision	BROOKSIDE UNIT 3 PLAT 2
Legal Tract	202300
Legal Block	F
Legal Lot Number	33
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1016
Census Tract	10601

Owner

2023 Harbor Ln is owned by two individuals who bought it in May 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 RING RD, PLYMPTON, MA 02367-1406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A&D MORTGAGE LLC
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A&D MORTGAGE LLC
Jan 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	20216060551
Deed Book / Page	5948 / 2677
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2023 HARBOR LN, NAPLES, FL 34104-4217
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RING RD, PLYMPTON, MA 02367-1406

Mortgage

Document Number	0063232791
Date	Jan 24, 2024
Book Page	6323/2791
Instrument	6500112

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2023 HARBOR LN, NAPLES, FL 34104-4217
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RING RD, PLYMPTON, MA 02367-1406

Mortgage

Document Number	0063232791
Date	Jan 24, 2024
Book Page	6323/2791
Instrument	6500112

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2023 HARBOR LN, NAPLES, FL 34104-4217
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RING RD, PLYMPTON, MA 02367-1406

Mortgage

Document Number	0060740122
Date	Jan 22, 2022
Book Page	6074/122
Instrument	6193374

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 18, 2021
Property Address	2023 HARBOR LN, NAPLES, FL 34104-4217
Document Number	0059482677
Book / Page	5948 / 2677
Map Reference	MB 3 PG 99
Instrument Date	May 12, 2021
Instrument	6060551
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1349 28TH AVE N, 1349, NAPLES, FL 34103-4558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RING RD, PLYMPTON, MA 02367-1406

Mortgage

Document Number	59482679
Date	May 18, 2021
Instrument	5948/2679

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2023 Harbor Ln was $3,854.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,447 (-8.69%) Land $243,936 Building $62,511	$306,447 (-12.76%) Land $243,936 Building $62,511
2025	$3,854.00	$335,613	$351,258 Land $311,018 Building $40,240
2023	$4,195.00 (+15.5%)	$341,279 (+1%)	$440,858 (+42.1%) Land $384,199 Building $56,659
2022	$3,632.00	$310,254 Land $252,931 Building $57,323	$310,254 Land $252,931 Building $57,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2023 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	294 units insured incl. 81 condo units
Nearby Flood Claims	362 (1986–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Ian, Sep 2022 · 104 claims Hurricane Ian, Sep 2022 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2023 Harbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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