20707 Laurel Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20707 Laurel Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,082 sqft · built 2016
Lot Size	0.172 acres (7,483 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2019)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`137-118-002-0040`

Property Details

APN / Parcel Number

Primary APN	`137-118-002-0040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
1st Floor Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,483 sqft (0.172 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1371180020040
Street Address	20707 LAUREL RAIN CT
City	KATY
State	TX
Zip	77449-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 BLK 2 RAINTREE VILLAGE SEC 13
Legal Subdivision	RAINTREE VILLAGE SEC 13
Legal Block	2
Legal Lot Number	40
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20707 LAUREL RAIN CT, KATY, TX 77449-7173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Warranty Deed, Transfer PRIME LNDG
Feb 22, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	2019304457
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	2019304457
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 16, 2019
Property Address	20707 LAUREL RAIN CT, KATY, TX 77449-7173
Document Number	0000304457
Instrument Date	Jul 12, 2019
Instrument	304457
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20707 LAUREL RAIN CT KATY TX 774497173, KATY, TX 77449-7173

Mortgage

Document Number	304458
Date	Jul 16, 2019
Instrument	304458

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20707 LAUREL RAIN CT, KATY, TX 77449-7173
Document Number	0000087172
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20707 LAUREL RAIN CT KATY TX 774497173, KATY, TX 77449-7173

Mortgage

Document Number	0000087172
Date	Mar 5, 2019
Instrument	87172

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,383 (+0.83%) Land $59,233 Building $314,150	$373,383 (+0.83%) Land $59,233 Building $314,150
2025	$6,361.00 (+14.84%) Homeowner's exemption	$370,293 (-16.32%) Land $59,233 Building $311,060	$370,293 (-16.32%) Land $59,233 Building $311,060
2024	$5,539.00 (+17.05%)
2023		$442,514 Land $59,233 Building $383,281	$442,514 Land $59,233 Building $383,281
2022	$4,732.00 (-20.48%)
2020	$5,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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