20715 Ratfield Rd, Marengo, IL 60152 Property Records

McHenry County property record for 20715 Ratfield Rd, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,360 sqft · built 1972
Lot Size	0.939 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Apr 2018)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01-300-012`

Property Details

APN / Parcel Number

Primary APN	`16-01-300-012`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Basement Area	1,360 sqft

Exterior

Year Built	Built 1972
Foundation Type	Concrete
Lot Area	40,946 sqft (0.939 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20715 RATFIELD RD
City	MARENGO
State	IL
Zip	60152-9172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0010438 PT LT 48 SW1/4 ASSR PLAT
Legal Range	05E
Legal Township	43N
Legal Section	01
Legal Block	300
Legal Lot Number	48
Jurisdiction	MCHENRY IL
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3026
Census Tract	871004

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20715 RATFIELD RD, MARENGO, IL 60152-9172
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage CITIBANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	2018R0010438
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	20715 RATFIELD RD, MARENGO, IL 60152-9172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027931
Date	Aug 28, 2019
Instrument	2019R0027931

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Index	1-Year T-Bill

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 3, 2018
Property Address	20715 RATFIELD RD, MARENGO, IL 60152-9172
Document Number	0000010438
Instrument Date	Mar 27, 2018
Instrument	10438
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21316 RIVER RD MARENGO IL 601529276, MARENGO, IL 60152-9276

Mortgage

Document Number	10439
Date	Apr 3, 2018
Instrument	10439

Lender

Name	CITIBANK FSB
Type	Federal Savings Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Riley Township
Secondary School District	Marengo Community High School District 154 (09 - 12)
Elementary School District	Riley Community Consolidated School District 18 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$75,653 Land $9,004 Building $66,649	$226,959 Land $27,012 Building $199,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	25 / 5

May also be available: E-vergent, Fox Valley Internet, Spectrum.

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