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20916 Ratfield Rd, Marengo, IL 60152 Property Records

McHenry County property record for 20916 Ratfield Rd, Marengo, IL 60152

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,450 sqft · built 1977
Lot Size6.07 acres (264,409 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Sep 2020)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-01-300-038

Property Details

APN / Parcel Number

Primary APN16-01-300-038

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,450 sqft Living Area
Basement Area1,450 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialWood
Foundation TypeConcrete
Lot Area264,409 sqft (6.07 acres)
Garage Area812 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address20916 RATFIELD RD
CityMARENGO
StateIL
Zip60152-9115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0038917 LT 27 & PT LT 29 /EX DOC 1991R0041286/ ASSRS PLAT
Legal Range05E
Legal Township43N
Legal Section01
Legal SubdivisionASSESSORS
Legal Block300
Legal Lot Number27,29
JurisdictionMCHENRY IL
Township / Civil DivisionRILEY
Census Block Group3
Census Block3025
Census Tract871004

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20916 RATFIELD RD, MARENGO, IL 60152-9115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleOct 12, 2016 · Amount on Record
Deed Document Number2020R0038917
Record UpdatedJun 7, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 23, 2020
Property Address20916 RATFIELD RD, MARENGO, IL 60152-9115
Document Number0000038917
Instrument DateSep 10, 2020
Instrument2020R0038917
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20916 RATFIELD RD, MARENGO, IL 60152-9115

Mortgage

Document Number0000038918
DateSep 23, 2020
Instrument2020R0038918
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionRiley Township
Secondary School DistrictMarengo Community High School District 154 (09 - 12)
Elementary School DistrictRiley Community Consolidated School District 18 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$104,329 Land $33,269 Building $71,060$312,987 Land $99,807 Building $213,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARENGO
serves 7,572 people · EPA ID IL1110650
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Rise Broadband
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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