20712 Cross Timber Dr, Ashburn, VA 20147 Property Records

Loudoun County property record for 20712 Cross Timber Dr, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,000 sqft · built 1995
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Aug 2017)
Tax Bill	$6,141 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-29-9502-000`

Property Details

APN / Parcel Number

Primary APN	`153-29-9502-000`
Alternative APN	`61 A10 42`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	624 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20712 CROSS TIMBER DR
City	ASHBURN
State	VA
Zip	20147-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	BELMONT RIDGE PH.5 LOT 42 1358--403
Legal Subdivision	BELMONT RIDGE PH.5
Legal Phase	5
Legal Block	4
Legal Lot Number	42
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	4
Census Block	4009
Census Tract	611004

Owner

20712 Cross Timber Dr is owned by an individual who bought it in August 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PSC 450 BOX 1286, APO, AE 09705-0013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Mar 9, 1995 · Amount on File
Deed Document Number	201748510
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 4, 2017
Property Address	20712 CROSS TIMBER DR, ASHBURN, VA 20147-4470
Document Number	20170804048510
Instrument Date	Aug 3, 2017
Instrument	48510
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20712 CROSS TIMBER DR ASHBURN VA 201474470, ASHBURN, VA 20147-4470

Mortgage

Document Number	20170804048511
Date	Aug 4, 2017
Instrument	48511

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20712 Cross Timber Dr was $6,141.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,141.00	$762,900 Land $269,100 Building $493,800	$762,900 Land $269,100 Building $493,800
2023	$5,912.00	$675,690 Land $244,100 Building $431,590	$675,690 Land $244,100 Building $431,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20712 Cross Timber Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20712 Cross Timber Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20