Loudoun County property record for 20737 Cross Timber Dr, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,348 sqft · built 1995 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,348 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-19-5488-000 |
| Primary APN | 153-19-5488-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | Deck Area |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20737 CROSS TIMBER DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-4493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | BELMONT RIDGE PH.8 LOT 81 1402--1957 |
| Legal Subdivision | BELMONT RIDGE PH.8 |
| Legal Phase | 8 |
| Legal Block | 4 |
| Legal Lot Number | 81 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ASHBURN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 611004 |
20737 Cross Timber Dr is owned and occupied by two individuals.
Source: Loudoun County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20737 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20737 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Document Number | 20200213010094 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20737 CROSS TIMBER DR ASHBURN VA 201474493, ASHBURN, VA 20147-4493 |
| Document Number | 20200213010094 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 10094 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 12, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20737 Cross Timber Dr was $6,348.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,348.00 | $788,620 Land $270,000 Building $518,620 | $788,620 Land $270,000 Building $518,620 |
| 2023 | $6,097.00 | $696,860 Land $245,000 Building $451,860 | $696,860 Land $245,000 Building $451,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20737 Cross Timber Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20737 Cross Timber Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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